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CondominiumResidential
$631,178$558 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $269,000 on Sep 24, 2004

1805 ROSEWOOD LN

BELLINGHAM, WA 98225
3
Beds
2
Baths
1,132 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1996
Year BuiltThe year the home was originally built, according to county records.

Valuation

$631K
$606K low$657K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$269,000 · Sep 24, 2004
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$410,178
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$328,142
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.32%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$130,000
WHATCOM EDUCATIONAL CU · R · recorded Oct 19, 2011
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$91,000
HORIZON BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,159 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$630,755 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$211,663
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$419,092
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$630,755

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
48
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
CountyWhatcom
HeatingThe type of heating system in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Fairhaven Middle SchoolA-
Middle · Grades 6–8 · 0.2 mi
E
Lowell Elementary SchoolA
Elementary · Grades PK–5 · 0.6 mi
H
Sehome High SchoolA
High · Grades 9–12 · 1.1 mi

District: Bellingham School District

Neighborhood · ZIP 98225These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.128
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.213

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.47,186
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,199 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,442
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,004
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.43%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1805 Rosewood Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 90% of homes in Whatcom County
  • Smaller than 80% of homes in South
  • Newer than 85% of homes in Bellingham 98225

What homes are worth in Bellingham 98225

Each bar is how many homes fall in that price range. The marker is this home.

This home
$248K$1.6M

This home is worth more than 58% of homes in Bellingham 98225.

How it measures up in Bellingham 98225

The dot is this home. The mark in the middle is the typical home in Bellingham 98225.

Estimated value$631,178
CheaperTypical $588,610Pricier

Pricier than 58% of homes nearby

Price per ft²$558
CheaperTypical $449Pricier

Pricier than 80% of homes nearby

Living area1,132 ft²
SmallerTypical 1,376 ft²Bigger

Bigger than 33% of homes nearby

Year built1996
OlderTypical 1950Newer

Newer than 85% of homes nearby

How 1805 Rosewood Ln ranks against every home in each area.
MeasureThis homeSouthBellingham 98225Whatcom County
Estimated valuepricier than$631,17838% of homes58% of homes62% of homes
Price per ft²pricier than$55872% of homes80% of homes90% of homes
Living areabigger than1,132 ft²20% of homes33% of homes28% of homes
Year builtnewer than199670% of homes85% of homes64% of homes

About 1805 Rosewood Ln

How much is 1805 Rosewood Ln, Bellingham, WA worth?

The TopHap Estimate for 1805 Rosewood Ln, Bellingham, WA is $631,178 as of Jul 14, 2026. The likely range is $605,640 to $656,716. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1805 Rosewood Ln, Bellingham, WA last sell?

1805 Rosewood Ln, Bellingham, WA last sold on Sep 24, 2004 for $269,000, according to the county's recorded deed.

How big is 1805 Rosewood Ln, Bellingham, WA?

1805 Rosewood Ln, Bellingham, WA has 3 bedrooms, 2 bathrooms and 1,132 square feet of living space.

When was 1805 Rosewood Ln, Bellingham, WA built?

1805 Rosewood Ln, Bellingham, WA was built in 1996, making it 30 years old.

What schools serve 1805 Rosewood Ln, Bellingham, WA?

1805 Rosewood Ln, Bellingham, WA is assigned to Fairhaven Middle School (middle), rated A-; Lowell Elementary School (elementary), rated A; Sehome High School (high), rated A. All sit in Bellingham School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1805 Rosewood Ln, Bellingham, WA compare to other homes in Bellingham 98225?

Among the 12,558 homes in Bellingham 98225, it is worth more than 58% of them ($631,178 against a typical $588,610), its price per square foot is higher than 80% of them ($558 against a typical $449), it is bigger than 33% of them (1,132 ft² against a typical 1,376 ft²) and it is newer than 85% of them (1996 against a typical 1950). Measured against all of Whatcom County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1805 Rosewood Ln, Bellingham, WA?

The 2024 property tax bill for 1805 Rosewood Ln, Bellingham, WA was $5,159. The county assessed it at $630,755.

More homes on Rosewood Ln

Closest homes

More homes in Bellingham 98225

Assigned schools

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