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Single Family ResidenceResidential
$445,925$225 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $28,000 on Aug 31, 2020

181 RIVER RIDGE RD

ROSIE, AR 72571
2
Baths
1,986 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.46 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$446K
$350K low$542K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$28,000 · Aug 31, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$201,724
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$161,379
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.56%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$213,500
RENASANT BANK · recorded Jul 2, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$30,701
MERCHANTS & PLANTERS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,714 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$41,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,280
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$38,020
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$41,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$206,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
51
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
66
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
6
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyIndependence
Lot (acres)The size of the land the home sits on, from county records.5.46
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Southside Elementary SchoolB-
Elementary · Grades PK–3 · 5.8 mi
H
Southside Charter High SchoolA-
High · Grades 10–12 · 6.5 mi
M
Southside Junior High SchoolB-
Middle · Grades 7–9 · 6.6 mi

District: Southside School District

Neighborhood · ZIP 72571These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.160
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.183

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.30%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.448
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.23 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,998
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,579
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.73%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

181 River Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Independence County
  • Costs more per square foot than 97% of homes in Independence County
  • Bigger than 78% of homes in Independence County
  • Has a bigger lot than 78% of homes in Independence County
  • Among the newest homes in Independence County

What homes are worth in Rosie 72571

Each bar is how many homes fall in that price range. The marker is this home.

This home
$63K$751K

This home is worth more than 88% of homes in Rosie 72571.

How it measures up in Rosie 72571

The dot is this home. The mark in the middle is the typical home in Rosie 72571.

Estimated value$445,925
CheaperTypical $197,671Pricier

Pricier than 88% of homes nearby

Price per ft²$225
CheaperTypical $122Pricier

Pricier than 93% of homes nearby

Living area1,986 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 73% of homes nearby

Lot size5.46 ac
SmallerTypical 3.83 acBigger

Bigger than 67% of homes nearby

Year built2021
OlderTypical 2004Newer

Newer than 98% of homes nearby

How 181 River Ridge Rd ranks against every home in each area.
MeasureThis homeRosie 72571Independence County
Estimated valuepricier than$445,92588% of homes95% of homes
Price per ft²pricier than$22593% of homes97% of homes
Living areabigger than1,986 ft²73% of homes78% of homes
Lot sizebigger than5.46 ac67% of homes78% of homes
Year builtnewer than202198% of homesalmost all homes

About 181 River Ridge Rd

How much is 181 River Ridge Rd, Rosie, AR worth?

The TopHap Estimate for 181 River Ridge Rd, Rosie, AR is $445,925 as of Jul 14, 2026. The likely range is $349,510 to $542,340. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 181 River Ridge Rd, Rosie, AR last sell?

181 River Ridge Rd, Rosie, AR last sold on Aug 31, 2020 for $28,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 181 River Ridge Rd, Rosie, AR?

181 River Ridge Rd, Rosie, AR has 2 bathrooms, 1,986 square feet of living space and a 5.46-acre lot.

When was 181 River Ridge Rd, Rosie, AR built?

181 River Ridge Rd, Rosie, AR was built in 2021, making it 5 years old. The building has 1 story.

What schools serve 181 River Ridge Rd, Rosie, AR?

181 River Ridge Rd, Rosie, AR is assigned to Southside Elementary School (elementary), rated B-; Southside Charter High School (high), rated A-; Southside Junior High School (middle), rated B-. All sit in Southside School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 181 River Ridge Rd, Rosie, AR compare to other homes in Rosie 72571?

Among the 183 homes in Rosie 72571, it is worth more than 88% of them ($445,925 against a typical $197,671), its price per square foot is higher than 93% of them ($225 against a typical $122), it is bigger than 73% of them (1,986 ft² against a typical 1,568 ft²), its lot is bigger than 67% of them (5.46 ac against a typical 3.83 ac) and it is newer than 98% of them (2021 against a typical 2004). Measured against all of Independence County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 181 River Ridge Rd, Rosie, AR?

The 2025 property tax bill for 181 River Ridge Rd, Rosie, AR was $1,714. The county assessed it at $41,300.

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Closest homes

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Assigned schools

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See this home in context

Open 181 River Ridge Rdon TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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