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Single Family ResidenceResidential
$1,337,497$442 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $1,267,472 on Jan 20, 2023

1854 S LAKE RIVER TER

RIDGEFIELD, WA 98642
4
Beds
4.3
Baths
3,027 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.3M
$1.2M low$1.5M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,267,472 · Jan 20, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$611,197
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$488,958
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.58%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$726,300
HOMESTREET BANK · 5.5% 1 · recorded Jan 20, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,889 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,226,611 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$264,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$962,311
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,179,976
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,226,611

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.6
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
2
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyCLARK
Lot (acres)The size of the land the home sits on, from county records.0.41
RoofThe main material covering the roof, such as asphalt shingle or tile.Concrete
HeatingThe type of heating system in the home.Heat Pump
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ridgefield High SchoolB+
High · Grades 9–12 · 1.1 mi
E
Union Ridge Elementary SchoolA
Elementary · Grades KG–4 · 1.1 mi
M
View Ridge Middle SchoolB
Middle · Grades 7–8 · 1.5 mi

District: Ridgefield School District

Neighborhood · ZIP 98642These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.69
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.180

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.25,473
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.407 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$110,817
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$142,934
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.35%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1854 S Lake River Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Clark County
  • Costs more per square foot than 90% of homes in Clark County
  • Bigger than 91% of homes in Clark County
  • Has a bigger lot than 74% of homes in Clark County
  • Newer than 96% of homes in Clark County

What homes are worth in Ridgefield 98642

Each bar is how many homes fall in that price range. The marker is this home.

This home
$380K$1.7M

This home is worth more than 95% of homes in Ridgefield 98642.

How it measures up in Ridgefield 98642

The dot is this home. The mark in the middle is the typical home in Ridgefield 98642.

Estimated value$1,337,497
CheaperTypical $669,688Pricier

Pricier than 95% of homes nearby

Price per ft²$442
CheaperTypical $307Pricier

Pricier than 88% of homes nearby

Living area3,027 ft²
SmallerTypical 2,114 ft²Bigger

Bigger than 85% of homes nearby

Lot size0.41 ac
SmallerTypical 0.19 acBigger

Bigger than 65% of homes nearby

Year built2022
OlderTypical 2012Newer

Newer than 89% of homes nearby

How 1854 S Lake River Ter ranks against every home in each area.
MeasureThis homeRidgefield 98642Clark County
Estimated valuepricier than$1,337,49795% of homes97% of homes
Price per ft²pricier than$44288% of homes90% of homes
Living areabigger than3,027 ft²85% of homes91% of homes
Lot sizebigger than0.41 ac65% of homes74% of homes
Year builtnewer than202289% of homes96% of homes

About 1854 S Lake River Ter

How much is 1854 S Lake River Ter, Ridgefield, WA worth?

The TopHap Estimate for 1854 S Lake River Ter, Ridgefield, WA is $1,337,497 as of Jul 14, 2026. The likely range is $1,195,329 to $1,479,665. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1854 S Lake River Ter, Ridgefield, WA last sell?

1854 S Lake River Ter, Ridgefield, WA last sold on Jan 20, 2023 for $1,267,472, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1854 S Lake River Ter, Ridgefield, WA?

1854 S Lake River Ter, Ridgefield, WA has 4 bedrooms, 4.3 bathrooms, 3,027 square feet of living space and a 0.41-acre lot.

When was 1854 S Lake River Ter, Ridgefield, WA built?

1854 S Lake River Ter, Ridgefield, WA was built in 2022, making it 4 years old. It is a ranch home.

What schools serve 1854 S Lake River Ter, Ridgefield, WA?

1854 S Lake River Ter, Ridgefield, WA is assigned to Ridgefield High School (high), rated B+; Union Ridge Elementary School (elementary), rated A; View Ridge Middle School (middle), rated B. All sit in Ridgefield School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1854 S Lake River Ter, Ridgefield, WA compare to other homes in Ridgefield 98642?

Among the 11,341 homes in Ridgefield 98642, it is worth more than 95% of them ($1,337,497 against a typical $669,688), its price per square foot is higher than 88% of them ($442 against a typical $307), it is bigger than 85% of them (3,027 ft² against a typical 2,114 ft²), its lot is bigger than 65% of them (0.41 ac against a typical 0.19 ac) and it is newer than 89% of them (2022 against a typical 2012). Measured against all of Clark County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1854 S Lake River Ter, Ridgefield, WA?

The 2025 property tax bill for 1854 S Lake River Ter, Ridgefield, WA was $9,889. The county assessed it at $1,226,611.

More homes on S Lake River Ter

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Assigned schools

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