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Single Family ResidenceResidential
$236,072$178 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1909 RUIDOSO DR

WACO, TX 76712
3
Beds
2
Baths
1,329 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$236K
$220K low$252K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$69,072
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$55,258
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.66%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$167,000
ALLIANCE BANK CENTRAL TEXAS · recorded Oct 21, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,771 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$246,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$27,740
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$218,460
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$269,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$246,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMcLennan
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Brick
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 80 ft²Porch · 236 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Midway Middle SchoolB-
Middle · Grades 6–8 · 0.5 mi
E
Hewitt Elementary SchoolA-
Elementary · Grades PK–5 · 0.5 mi
H
Midway High SchoolA-
High · Grades 9–12 · 0.8 mi

District: Midway Independent School District

Neighborhood · ZIP 76712These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.52
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.140
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.30,612
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.544 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,238
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$118,095
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1909 Ruidoso Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Woodway 76712
  • Smaller than 96% of homes in Woodway 76712
  • Has a smaller lot than 71% of homes in Woodway 76712
  • Older than 79% of homes in West Waco

What homes are worth in Woodway 76712

Each bar is how many homes fall in that price range. The marker is this home.

This home
$217K$1M

This home is worth more than 5% of homes in Woodway 76712.

How it measures up in Woodway 76712

The dot is this home. The mark in the middle is the typical home in Woodway 76712.

Estimated value$236,072
CheaperTypical $362,312Pricier

Pricier than 5% of homes nearby

Price per ft²$178
CheaperTypical $175Pricier

Pricier than 54% of homes nearby

Living area1,329 ft²
SmallerTypical 2,147 ft²Bigger

Bigger than 4% of homes nearby

Lot size0.23 ac
SmallerTypical 0.31 acBigger

Bigger than 29% of homes nearby

Year built1986
OlderTypical 1992Newer

Newer than 43% of homes nearby

How 1909 Ruidoso Dr ranks against every home in each area.
MeasureThis homeWest WacoWoodway 76712McLennan County
Estimated valuepricier than$236,0728% of homes5% of homes38% of homes
Price per ft²pricier than$17848% of homes54% of homes62% of homes
Living areabigger than1,329 ft²5% of homes4% of homes30% of homes
Lot sizebigger than0.23 ac55% of homes29% of homes39% of homes
Year builtnewer than198621% of homes43% of homes58% of homes

About 1909 Ruidoso Dr

How much is 1909 Ruidoso Dr, Waco, TX worth?

The TopHap Estimate for 1909 Ruidoso Dr, Waco, TX is $236,072 as of Jul 14, 2026. The likely range is $220,365 to $251,779. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1909 Ruidoso Dr, Waco, TX last sell?

1909 Ruidoso Dr, Waco, TX last sold on Sep 21, 2023, according to the county's recorded deed.

How big is 1909 Ruidoso Dr, Waco, TX?

1909 Ruidoso Dr, Waco, TX has 3 bedrooms, 2 bathrooms, 1,329 square feet of living space and a 0.23-acre lot.

When was 1909 Ruidoso Dr, Waco, TX built?

1909 Ruidoso Dr, Waco, TX was built in 1986, making it 40 years old. The building has 1 story.

What schools serve 1909 Ruidoso Dr, Waco, TX?

1909 Ruidoso Dr, Waco, TX is assigned to Midway Middle School (middle), rated B-; Hewitt Elementary School (elementary), rated A-; Midway High School (high), rated A-. All sit in Midway Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1909 Ruidoso Dr, Waco, TX compare to other homes in Woodway 76712?

Among the 9,561 homes in Woodway 76712, it is worth more than 5% of them ($236,072 against a typical $362,312), its price per square foot is higher than 54% of them ($178 against a typical $175), it is bigger than 4% of them (1,329 ft² against a typical 2,147 ft²), its lot is bigger than 29% of them (0.23 ac against a typical 0.31 ac) and it is newer than 43% of them (1986 against a typical 1992). Measured against all of McLennan County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1909 Ruidoso Dr, Waco, TX?

The 2024 property tax bill for 1909 Ruidoso Dr, Waco, TX was $5,771. The county assessed it at $246,200.

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