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Single Family ResidenceResidential
$55,353
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 60How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $10,000 on Jun 12, 2012

195 TROY ST

RICHFORD, VT 05476
0
Baths
0.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.

Valuation

$55K
$33K low$78K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$10,000 · Jun 12, 2012
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$55,353
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$44,282

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$126,400 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$103,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$126,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
48
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFranklin
Lot (acres)The size of the land the home sits on, from county records.0.50
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Richford Junior / Senior High SchoolD
Middle · Grades 6–12 · 0.4 mi
E
Richford Elementary SchoolD-
Elementary · Grades PK–5 · 0.6 mi

District: Enosburgh - Richford Unified Union School District

Neighborhood · ZIP 05476These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.83

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.2,954
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.49 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,891
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,563
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 Troy St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Franklin County
  • Has a smaller lot than 72% of homes in Franklin County

What homes are worth in Richford 05476

Each bar is how many homes fall in that price range. The marker is this home.

This home
$52K$539K

This home is worth more than 2% of homes in Richford 05476.

How it measures up in Richford 05476

The dot is this home. The mark in the middle is the typical home in Richford 05476.

Estimated value$55,353
CheaperTypical $202,276Pricier

Pricier than 2% of homes nearby

Lot size0.5 ac
SmallerTypical 1.5 acBigger

Bigger than 36% of homes nearby

How 195 Troy St ranks against every home in each area.
MeasureThis homeRichford 05476Franklin County
Estimated valuepricier than$55,3532% of homesalmost no homes
Lot sizebigger than0.5 ac36% of homes28% of homes

About 195 Troy St

How much is 195 Troy St, Richford, VT worth?

The TopHap Estimate for 195 Troy St, Richford, VT is $55,353 as of Jul 14, 2026. The likely range is $33,170 to $77,536. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 195 Troy St, Richford, VT last sell?

195 Troy St, Richford, VT last sold on Jun 12, 2012 for $10,000, according to the county's recorded deed.

What schools serve 195 Troy St, Richford, VT?

195 Troy St, Richford, VT is assigned to Richford Junior / Senior High School (middle), rated D; Richford Elementary School (elementary), rated D-. All sit in Enosburgh - Richford Unified Union School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 195 Troy St, Richford, VT compare to other homes in Richford 05476?

Among the 1,188 homes in Richford 05476, it is worth more than 2% of them ($55,353 against a typical $202,276) and its lot is bigger than 36% of them (0.5 ac against a typical 1.5 ac). Measured against all of Franklin County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Troy St

Closest homes

More homes in Richford 05476

Assigned schools

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See this home in context

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