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Single Family ResidenceResidential
$269,941$173 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

195 W MAIN ST

RUTLEDGE, GA 30663
4
Beds
2
Baths
1,556 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.51 ac
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$270K
$246K low$294K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$125,724
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$100,579
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$144,217
GUARANTEED RATE · recorded Mar 15, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,643 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$87,157 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$71,957
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$81,280
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$217,892

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.14
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMorgan
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2003
Lot (acres)The size of the land the home sits on, from county records.0.51
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 240 ft²Porch · 168 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Morgan County Primary School
Elementary · Grades PK–2 · 9.5 mi
M
Morgan County Middle SchoolB
Middle · Grades 6–8 · 9.8 mi
H
Morgan County High SchoolA
High · Grades 9–12 · 9.8 mi

District: Morgan County School District

Neighborhood · ZIP 30663These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.69
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.53

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.3,142
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.61 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,139
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,554
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 W Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Rutledge 30663
  • Costs less per square foot than 77% of homes in Rutledge 30663
  • Smaller than 71% of homes in Rutledge 30663
  • Has a smaller lot than 93% of homes in Rutledge 30663
  • Older than 92% of homes in Morgan County

What homes are worth in Rutledge 30663

Each bar is how many homes fall in that price range. The marker is this home.

This home
$147K$1.5M

This home is worth more than 16% of homes in Rutledge 30663.

How it measures up in Rutledge 30663

The dot is this home. The mark in the middle is the typical home in Rutledge 30663.

Estimated value$269,941
CheaperTypical $450,000Pricier

Pricier than 16% of homes nearby

Price per ft²$173
CheaperTypical $217Pricier

Pricier than 23% of homes nearby

Living area1,556 ft²
SmallerTypical 1,904 ft²Bigger

Bigger than 29% of homes nearby

Lot size0.51 ac
SmallerTypical 3.85 acBigger

Bigger than 7% of homes nearby

Year built1955
OlderTypical 1996Newer

Newer than 9% of homes nearby

How 195 W Main St ranks against every home in each area.
MeasureThis homeRutledge 30663Morgan County
Estimated valuepricier than$269,94116% of homes21% of homes
Price per ft²pricier than$17323% of homes24% of homes
Living areabigger than1,556 ft²29% of homes32% of homes
Lot sizebigger than0.51 ac7% of homes14% of homes
Year builtnewer than19559% of homes8% of homes

About 195 W Main St

How much is 195 W Main St, Rutledge, GA worth?

The TopHap Estimate for 195 W Main St, Rutledge, GA is $269,941 as of Jul 14, 2026. The likely range is $246,321 to $293,561. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 195 W Main St, Rutledge, GA last sell?

195 W Main St, Rutledge, GA last sold on Oct 19, 2022, according to the county's recorded deed.

How big is 195 W Main St, Rutledge, GA?

195 W Main St, Rutledge, GA has 4 bedrooms, 2 bathrooms, 1,556 square feet of living space and a 0.51-acre lot.

When was 195 W Main St, Rutledge, GA built?

195 W Main St, Rutledge, GA was built in 1955, making it 71 years old. The building has 1 story.

What schools serve 195 W Main St, Rutledge, GA?

195 W Main St, Rutledge, GA is assigned to Morgan County Primary School (elementary); Morgan County Middle School (middle), rated B; Morgan County High School (high), rated A. All sit in Morgan County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 195 W Main St, Rutledge, GA compare to other homes in Rutledge 30663?

Among the 1,274 homes in Rutledge 30663, it is worth more than 16% of them ($269,941 against a typical $450,000), its price per square foot is higher than 23% of them ($173 against a typical $217), it is bigger than 29% of them (1,556 ft² against a typical 1,904 ft²), its lot is bigger than 7% of them (0.51 ac against a typical 3.85 ac) and it is newer than 9% of them (1955 against a typical 1996). Measured against all of Morgan County, it is worth more than 21% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 195 W Main St, Rutledge, GA?

The 2025 property tax bill for 195 W Main St, Rutledge, GA was $1,643. The county assessed it at $87,157.

More homes on W Main St

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Assigned schools

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