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Single Family ResidenceResidential
$831,092$266 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $109,000 on Aug 7, 2001

197 RIDGE LN

BAILEY, CO 80421
3
Beds
4
Baths
3,129 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.16 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$831K
$796K low$867K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$109,000 · Aug 7, 2001
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$492,933
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$394,346
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.41%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$303,600
LOANDEPOT.COM LLC · recorded May 27, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$34,559
VALLEY BANK & TRUST CO

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,298 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$38,850 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,150
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$28,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$38,850
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$634,881

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
47
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
41
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
75
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPark
Lot (acres)The size of the land the home sits on, from county records.3.16
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Good
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 138 ft²Porch · 577 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Deer Creek Elementary SchoolB
Elementary · Grades PK–5 · 3.3 mi
H
Platte Canyon High SchoolC
High · Grades 9–12 · 5.5 mi
M
Fitzsimmons Middle SchoolA-
Middle · Grades 6–8 · 5.5 mi

District: Platte Canyon School District 1

Neighborhood · ZIP 80421These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.66
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.53

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.7,098
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.45 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,271
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$115,297
Average tempThe average temperature here across a full year.38°F
Annual precipHow much rain and melted snow falls here in a typical year.25 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.69%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

197 Ridge Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Bailey 80421
  • Costs less per square foot than 96% of homes in Bailey 80421
  • Bigger than 98% of homes in Bailey 80421
  • Has a bigger lot than 81% of homes in Bailey 80421
  • Newer than 93% of homes in Bailey 80421

What homes are worth in Bailey 80421

Each bar is how many homes fall in that price range. The marker is this home.

This home
$217K$1.2M

This home is worth more than 90% of homes in Bailey 80421.

How it measures up in Bailey 80421

The dot is this home. The mark in the middle is the typical home in Bailey 80421.

Estimated value$831,092
CheaperTypical $557,988Pricier

Pricier than 90% of homes nearby

Price per ft²$266
CheaperTypical $445Pricier

Pricier than 4% of homes nearby

Living area3,129 ft²
SmallerTypical 1,252 ft²Bigger

Bigger than 98% of homes nearby

Lot size3.16 ac
SmallerTypical 1.1 acBigger

Bigger than 81% of homes nearby

Year built2004
OlderTypical 1986Newer

Newer than 93% of homes nearby

How 197 Ridge Ln ranks against every home in each area.
MeasureThis homeBailey 80421Park County
Estimated valuepricier than$831,09290% of homes88% of homes
Price per ft²pricier than$2664% of homes8% of homes
Living areabigger than3,129 ft²98% of homes98% of homes
Lot sizebigger than3.16 ac81% of homes65% of homes
Year builtnewer than200493% of homes79% of homes

About 197 Ridge Ln

How much is 197 Ridge Ln, Bailey, CO worth?

The TopHap Estimate for 197 Ridge Ln, Bailey, CO is $831,092 as of Jul 14, 2026. The likely range is $795,603 to $866,581. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 197 Ridge Ln, Bailey, CO last sell?

197 Ridge Ln, Bailey, CO last sold on Aug 7, 2001 for $109,000, according to the county's recorded deed.

How big is 197 Ridge Ln, Bailey, CO?

197 Ridge Ln, Bailey, CO has 3 bedrooms, 4 bathrooms, 3,129 square feet of living space and a 3.16-acre lot.

When was 197 Ridge Ln, Bailey, CO built?

197 Ridge Ln, Bailey, CO was built in 2004, making it 22 years old. The building has 2 stories.

What schools serve 197 Ridge Ln, Bailey, CO?

197 Ridge Ln, Bailey, CO is assigned to Deer Creek Elementary School (elementary), rated B; Platte Canyon High School (high), rated C; Fitzsimmons Middle School (middle), rated A-. All sit in Platte Canyon School District 1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 197 Ridge Ln, Bailey, CO compare to other homes in Bailey 80421?

Among the 4,206 homes in Bailey 80421, it is worth more than 90% of them ($831,092 against a typical $557,988), its price per square foot is higher than 4% of them ($266 against a typical $445), it is bigger than 98% of them (3,129 ft² against a typical 1,252 ft²), its lot is bigger than 81% of them (3.16 ac against a typical 1.1 ac) and it is newer than 93% of them (2004 against a typical 1986). Measured against all of Park County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 197 Ridge Ln, Bailey, CO?

The 2024 property tax bill for 197 Ridge Ln, Bailey, CO was $2,298. The county assessed it at $38,850.

More homes on Ridge Ln

Closest homes

More homes in Bailey 80421

Assigned schools

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