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Single Family ResidenceResidential
$581,333$191 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $311,000 on May 28, 1998

197 RIVER DR

TROUT VALLEY, IL 60013
4
Beds
3
Baths
3,040 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.64 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$581K
$550K low$613K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$311,000 · May 28, 1998
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,433
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$1,146
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.96%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$279,900
PRISM MORTGAGE CO · recorded May 28, 1998
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$300,000
WELLS FARGO BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,325 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$170,182 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,880
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$144,302
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$152,206
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$510,546

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyMcHenry
Lot (acres)The size of the land the home sits on, from county records.0.64
HeatingThe type of heating system in the home.Forced Air

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Briargate Elementary SchoolA-
Elementary · Grades 1–5 · 0.2 mi
H
Cary-Grove High SchoolA+
High · Grades 9–12 · 1.4 mi
M
Cary Junior High SchoolB+
Middle · Grades 6–8 · 2.0 mi

District: Community High School District 155

Neighborhood · ZIP 60013These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.25,325
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,673 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$120,918
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$143,697
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

197 River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in McHenry County
  • Costs less per square foot than 71% of homes in Cary 60013
  • Bigger than 89% of homes in McHenry County
  • Has a bigger lot than 87% of homes in Cary 60013

What homes are worth in Cary 60013

Each bar is how many homes fall in that price range. The marker is this home.

This home
$216K$841K

This home is worth more than 87% of homes in Cary 60013.

How it measures up in Cary 60013

The dot is this home. The mark in the middle is the typical home in Cary 60013.

Estimated value$581,333
CheaperTypical $384,938Pricier

Pricier than 87% of homes nearby

Price per ft²$191
CheaperTypical $213Pricier

Pricier than 29% of homes nearby

Living area3,040 ft²
SmallerTypical 1,784 ft²Bigger

Bigger than 87% of homes nearby

Lot size0.64 ac
SmallerTypical 0.25 acBigger

Bigger than 87% of homes nearby

Year built1988
OlderTypical 1987Newer

Newer than 53% of homes nearby

How 197 River Dr ranks against every home in each area.
MeasureThis homeCary 60013McHenry County
Estimated valuepricier than$581,33387% of homes90% of homes
Price per ft²pricier than$19129% of homes35% of homes
Living areabigger than3,040 ft²87% of homes89% of homes
Lot sizebigger than0.64 ac87% of homes79% of homes
Year builtnewer than198853% of homes47% of homes

About 197 River Dr

How much is 197 River Dr, Trout Valley, IL worth?

The TopHap Estimate for 197 River Dr, Trout Valley, IL is $581,333 as of Jul 14, 2026. The likely range is $549,666 to $613,000. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 197 River Dr, Trout Valley, IL last sell?

197 River Dr, Trout Valley, IL last sold on May 28, 1998 for $311,000, according to the county's recorded deed.

How big is 197 River Dr, Trout Valley, IL?

197 River Dr, Trout Valley, IL has 4 bedrooms, 3 bathrooms, 3,040 square feet of living space and a 0.64-acre lot.

When was 197 River Dr, Trout Valley, IL built?

197 River Dr, Trout Valley, IL was built in 1988, making it 38 years old. It is a contemporary home. The building has 2 stories.

What schools serve 197 River Dr, Trout Valley, IL?

197 River Dr, Trout Valley, IL is assigned to Briargate Elementary School (elementary), rated A-; Cary-Grove High School (high), rated A+; Cary Junior High School (middle), rated B+. All sit in Community High School District 155. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 197 River Dr, Trout Valley, IL compare to other homes in Cary 60013?

Among the 9,584 homes in Cary 60013, it is worth more than 87% of them ($581,333 against a typical $384,938), its price per square foot is higher than 29% of them ($191 against a typical $213), it is bigger than 87% of them (3,040 ft² against a typical 1,784 ft²), its lot is bigger than 87% of them (0.64 ac against a typical 0.25 ac) and it is newer than 53% of them (1988 against a typical 1987). Measured against all of McHenry County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 197 River Dr, Trout Valley, IL?

The 2024 property tax bill for 197 River Dr, Trout Valley, IL was $12,325. The county assessed it at $170,182.

More homes on River Dr

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Assigned schools

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