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Single Family ResidenceResidential
$846,215$441 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $500,177 on Jun 22, 2020

197 RIVER ST

WHITE RIVER JUNCTION, VT 05001
3
Beds
3
Baths
1,917 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.9 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$846K
$759K low$934K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$500,177 · Jun 22, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$846,215
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$676,972

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$16,853 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$946,800 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$516,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
68
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
52
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyWINDSOR
Lot (acres)The size of the land the home sits on, from county records.0.90
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ottauquechee SchoolB+
Elementary · Grades PK–5 · 0.4 mi
M
Hartford Memorial Middle SchoolB-
Middle · Grades 6–8 · 5.2 mi
H
Hartford High SchoolB+
High · Grades 9–12 · 5.3 mi

District: Hartford School District

Neighborhood · ZIP 05001These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.76

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.10,826
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.204 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,291
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,846
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

197 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in White River Junction 05001
  • Costs more per square foot than 96% of homes in White River Junction 05001
  • Bigger than 81% of homes in White River Junction 05001
  • Has a smaller lot than 70% of homes in Windsor County
  • Newer than 95% of homes in White River Junction 05001

What homes are worth in White River Junction 05001

Each bar is how many homes fall in that price range. The marker is this home.

This home
$182K$1.1M

This home is worth more than 95% of homes in White River Junction 05001.

How it measures up in White River Junction 05001

The dot is this home. The mark in the middle is the typical home in White River Junction 05001.

Estimated value$846,215
CheaperTypical $406,321Pricier

Pricier than 95% of homes nearby

Price per ft²$441
CheaperTypical $293Pricier

Pricier than 96% of homes nearby

Living area1,917 ft²
SmallerTypical 1,320 ft²Bigger

Bigger than 81% of homes nearby

Lot size0.9 ac
SmallerTypical 0.71 acBigger

Bigger than 55% of homes nearby

Year built2005
OlderTypical 1981Newer

Newer than 95% of homes nearby

How 197 River St ranks against every home in each area.
MeasureThis homeWhite River Junction 05001Windsor County
Estimated valuepricier than$846,21595% of homes88% of homes
Price per ft²pricier than$44196% of homes90% of homes
Living areabigger than1,917 ft²81% of homes68% of homes
Lot sizebigger than0.9 ac55% of homes30% of homes
Year builtnewer than200595% of homes92% of homes

About 197 River St

How much is 197 River St, White River Junction, VT worth?

The TopHap Estimate for 197 River St, White River Junction, VT is $846,215 as of Jul 14, 2026. The likely range is $758,703 to $933,727. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 197 River St, White River Junction, VT last sell?

197 River St, White River Junction, VT last sold on Jun 22, 2020 for $500,177, according to the county's recorded deed.

How big is 197 River St, White River Junction, VT?

197 River St, White River Junction, VT has 3 bedrooms, 3 bathrooms, 1,917 square feet of living space and a 0.90-acre lot.

When was 197 River St, White River Junction, VT built?

197 River St, White River Junction, VT was built in 2005, making it 21 years old. It is a cape cod home. The building has 2 stories.

What schools serve 197 River St, White River Junction, VT?

197 River St, White River Junction, VT is assigned to Ottauquechee School (elementary), rated B+; Hartford Memorial Middle School (middle), rated B-; Hartford High School (high), rated B+. All sit in Hartford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 197 River St, White River Junction, VT compare to other homes in White River Junction 05001?

Among the 2,993 homes in White River Junction 05001, it is worth more than 95% of them ($846,215 against a typical $406,321), its price per square foot is higher than 96% of them ($441 against a typical $293), it is bigger than 81% of them (1,917 ft² against a typical 1,320 ft²), its lot is bigger than 55% of them (0.9 ac against a typical 0.71 ac) and it is newer than 95% of them (2005 against a typical 1981). Measured against all of Windsor County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 197 River St, White River Junction, VT?

The 2024 property tax bill for 197 River St, White River Junction, VT was $16,853. The county assessed it at $946,800.

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See this home in context

Open 197 River Ston TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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