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Single Family ResidenceResidential
$846,817$367 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $815,000 on Oct 1, 2025

197 ROSEWOOD DR

WEST CHESTER, PA 19382
4
Beds
2.5
Baths
2,310 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$847K
$759K low$935K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$815,000 · Oct 1, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$235,567
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$188,454
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.73%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$611,250
UNITED WHOLESALE MORTGAGE · recorded Oct 1, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$686 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$222,870 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$63,650
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$159,220
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$222,870
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$222,870

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
73
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
49
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyCHESTER
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Neighborhood

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hillsdale Elementary SchoolB+
Elementary · Grades KG–5 · 0.6 mi
H
B. Reed Henderson High SchoolA-
High · Grades 9–12 · 1.8 mi
M
E. N. Peirce Middle SchoolB-
Middle · Grades 6–8 · 3.5 mi

District: West Chester Area School District

Neighborhood · ZIP 19382These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.78

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.37%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.57,519
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,192 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$129,636
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$163,413
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

197 Rosewood Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Chester County
  • Costs more per square foot than 92% of homes in West Chester 19382
  • Has a bigger lot than 84% of homes in West Chester 19382

What homes are worth in West Chester 19382

Each bar is how many homes fall in that price range. The marker is this home.

This home
$227K$1.5M

This home is worth more than 73% of homes in West Chester 19382.

How it measures up in West Chester 19382

The dot is this home. The mark in the middle is the typical home in West Chester 19382.

Estimated value$846,817
CheaperTypical $660,750Pricier

Pricier than 73% of homes nearby

Price per ft²$367
CheaperTypical $276Pricier

Pricier than 92% of homes nearby

Living area2,310 ft²
SmallerTypical 2,278 ft²Bigger

Bigger than 51% of homes nearby

Lot size1.1 ac
SmallerTypical 0.42 acBigger

Bigger than 84% of homes nearby

Year built1980
OlderTypical 1981Newer

Newer than 50% of homes nearby

How 197 Rosewood Dr ranks against every home in each area.
MeasureThis homeWest Chester 19382Chester County
Estimated valuepricier than$846,81773% of homes82% of homes
Price per ft²pricier than$36792% of homes92% of homes
Living areabigger than2,310 ft²51% of homes54% of homes
Lot sizebigger than1.1 ac84% of homes80% of homes
Year builtnewer than198050% of homes45% of homes

About 197 Rosewood Dr

How much is 197 Rosewood Dr, West Chester, PA worth?

The TopHap Estimate for 197 Rosewood Dr, West Chester, PA is $846,817 as of Jul 14, 2026. The likely range is $759,133 to $934,501. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 197 Rosewood Dr, West Chester, PA last sell?

197 Rosewood Dr, West Chester, PA last sold on Oct 1, 2025 for $815,000, according to the county's recorded deed.

How big is 197 Rosewood Dr, West Chester, PA?

197 Rosewood Dr, West Chester, PA has 4 bedrooms, 2.5 bathrooms and 2,310 square feet of living space.

When was 197 Rosewood Dr, West Chester, PA built?

197 Rosewood Dr, West Chester, PA was built in 1980, making it 46 years old. It is a colonial home. The building has 2 stories.

What schools serve 197 Rosewood Dr, West Chester, PA?

197 Rosewood Dr, West Chester, PA is assigned to Hillsdale Elementary School (elementary), rated B+; B. Reed Henderson High School (high), rated A-; E. N. Peirce Middle School (middle), rated B-. All sit in West Chester Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 197 Rosewood Dr, West Chester, PA compare to other homes in West Chester 19382?

Among the 16,621 homes in West Chester 19382, it is worth more than 73% of them ($846,817 against a typical $660,750), its price per square foot is higher than 92% of them ($367 against a typical $276), it is bigger than 51% of them (2,310 ft² against a typical 2,278 ft²), its lot is bigger than 84% of them (1.1 ac against a typical 0.42 ac) and it is newer than 50% of them (1980 against a typical 1981). Measured against all of Chester County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 197 Rosewood Dr, West Chester, PA?

The 2026 property tax bill for 197 Rosewood Dr, West Chester, PA was $686. The county assessed it at $222,870.

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Assigned schools

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