Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$463,205$373 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $130,000 on Jan 21, 2014

198 CLOVER ST

ROSELLE, NJ 07203
0
Baths
1,242 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1929
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$463K
$429K low$497K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$130,000 · Jan 21, 2014
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$326,633
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$261,306
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.29%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$127,645
GREENWAY MTG FNDG · recorded Jan 21, 2014
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$8,927
WELLS FARGO BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,595 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$104,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$58,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$46,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$104,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$104,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyUNION
Lot (acres)The size of the land the home sits on, from county records.0.10
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Washington Elementary SchoolC
Elementary · Grades 1–4 · 0.4 mi
H
Abraham Clark High SchoolF
High · Grades 9–12 · 0.8 mi
M
Grace Wilday Junior High SchoolD-
Middle · Grades 7–8 · 1.1 mi

District: Roselle Borough School District

Neighborhood · ZIP 07203These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.113

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.23,141
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.8,867 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,013
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,446
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

198 Clover St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Union County
  • Smaller than 80% of homes in Union County
  • Has a smaller lot than 78% of homes in Union County
  • Older than 72% of homes in Union County

What homes are worth in Roselle 07203

Each bar is how many homes fall in that price range. The marker is this home.

This home
$204K$649K

This home is worth more than 29% of homes in Roselle 07203.

How it measures up in Roselle 07203

The dot is this home. The mark in the middle is the typical home in Roselle 07203.

Estimated value$463,205
CheaperTypical $497,453Pricier

Pricier than 29% of homes nearby

Price per ft²$373
CheaperTypical $364Pricier

Pricier than 54% of homes nearby

Living area1,242 ft²
SmallerTypical 1,372 ft²Bigger

Bigger than 40% of homes nearby

Lot size0.1 ac
SmallerTypical 0.12 acBigger

Bigger than 28% of homes nearby

Year built1929
OlderTypical 1941Newer

Newer than 40% of homes nearby

How 198 Clover St ranks against every home in each area.
MeasureThis homeRoselle 07203Union County
Estimated valuepricier than$463,20529% of homes14% of homes
Price per ft²pricier than$37354% of homes37% of homes
Living areabigger than1,242 ft²40% of homes20% of homes
Lot sizebigger than0.1 ac28% of homes22% of homes
Year builtnewer than192940% of homes28% of homes

About 198 Clover St

How much is 198 Clover St, Roselle, NJ worth?

The TopHap Estimate for 198 Clover St, Roselle, NJ is $463,205 as of Jul 14, 2026. The likely range is $429,091 to $497,319. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 198 Clover St, Roselle, NJ last sell?

198 Clover St, Roselle, NJ last sold on Jan 21, 2014 for $130,000, according to the county's recorded deed.

How big is 198 Clover St, Roselle, NJ?

198 Clover St, Roselle, NJ has 1,242 square feet of living space and a 0.10-acre lot.

When was 198 Clover St, Roselle, NJ built?

198 Clover St, Roselle, NJ was built in 1929, making it 97 years old. The building has 2 stories.

What schools serve 198 Clover St, Roselle, NJ?

198 Clover St, Roselle, NJ is assigned to Washington Elementary School (elementary), rated C; Abraham Clark High School (high), rated F; Grace Wilday Junior High School (middle), rated D-. All sit in Roselle Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 198 Clover St, Roselle, NJ compare to other homes in Roselle 07203?

Among the 5,320 homes in Roselle 07203, it is worth more than 29% of them ($463,205 against a typical $497,453), its price per square foot is higher than 54% of them ($373 against a typical $364), it is bigger than 40% of them (1,242 ft² against a typical 1,372 ft²), its lot is bigger than 28% of them (0.1 ac against a typical 0.12 ac) and it is newer than 40% of them (1929 against a typical 1941). Measured against all of Union County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 198 Clover St, Roselle, NJ?

The 2025 property tax bill for 198 Clover St, Roselle, NJ was $9,595. The county assessed it at $104,900.

More homes on Clover St

Closest homes

More homes in Roselle 07203

Assigned schools

Explore the area

See this home in context

Open 198 Clover St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map