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Single Family ResidenceResidential
$621,087$375 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

198 PROSPECT ST

ASHLAND, MA 01721
4
Beds
2.5
Baths
1,656 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$621K
$597K low$646K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$621,087
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$496,870

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,740 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$527,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$220,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$307,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$820,990

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyMIDDLESEX
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1982
Lot (acres)The size of the land the home sits on, from county records.0.18
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Henry E Warren Elementary School
Elementary · Grades KG–2 · 0.4 mi
M
Ashland Middle SchoolA
Middle · Grades 6–8 · 1.7 mi
H
Ashland High SchoolA
High · Grades 9–12 · 1.8 mi

District: Ashland School District

Neighborhood · ZIP 01721These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.47
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.18,969
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,481 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$135,702
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$157,800
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

198 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Middlesex County
  • Costs less per square foot than 75% of homes in Middlesex County
  • Has a smaller lot than 97% of homes in Ashland 01721
  • Older than 78% of homes in Ashland 01721

What homes are worth in Ashland 01721

Each bar is how many homes fall in that price range. The marker is this home.

This home
$433K$1.3M

This home is worth more than 36% of homes in Ashland 01721.

How it measures up in Ashland 01721

The dot is this home. The mark in the middle is the typical home in Ashland 01721.

Estimated value$621,087
CheaperTypical $682,050Pricier

Pricier than 36% of homes nearby

Price per ft²$375
CheaperTypical $389Pricier

Pricier than 38% of homes nearby

Living area1,656 ft²
SmallerTypical 1,798 ft²Bigger

Bigger than 42% of homes nearby

Lot size0.18 ac
SmallerTypical 0.73 acBigger

Bigger than 3% of homes nearby

Year built1955
OlderTypical 1984Newer

Newer than 22% of homes nearby

How 198 Prospect St ranks against every home in each area.
MeasureThis homeAshland 01721Middlesex County
Estimated valuepricier than$621,08736% of homes28% of homes
Price per ft²pricier than$37538% of homes25% of homes
Living areabigger than1,656 ft²42% of homes42% of homes
Lot sizebigger than0.18 ac3% of homes31% of homes
Year builtnewer than195522% of homes47% of homes

About 198 Prospect St

How much is 198 Prospect St, Ashland, MA worth?

The TopHap Estimate for 198 Prospect St, Ashland, MA is $621,087 as of Jul 14, 2026. The likely range is $596,639 to $645,535. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 198 Prospect St, Ashland, MA last sell?

198 Prospect St, Ashland, MA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 198 Prospect St, Ashland, MA?

198 Prospect St, Ashland, MA has 4 bedrooms, 2.5 bathrooms, 1,656 square feet of living space and a 0.18-acre lot.

When was 198 Prospect St, Ashland, MA built?

198 Prospect St, Ashland, MA was built in 1955, making it 71 years old. It is a colonial home. The building has 2 stories.

What schools serve 198 Prospect St, Ashland, MA?

198 Prospect St, Ashland, MA is assigned to Henry E Warren Elementary School (elementary); Ashland Middle School (middle), rated A; Ashland High School (high), rated A. All sit in Ashland School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 198 Prospect St, Ashland, MA compare to other homes in Ashland 01721?

Among the 6,092 homes in Ashland 01721, it is worth more than 36% of them ($621,087 against a typical $682,050), its price per square foot is higher than 38% of them ($375 against a typical $389), it is bigger than 42% of them (1,656 ft² against a typical 1,798 ft²), its lot is bigger than 3% of them (0.18 ac against a typical 0.73 ac) and it is newer than 22% of them (1955 against a typical 1984). Measured against all of Middlesex County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 198 Prospect St, Ashland, MA?

The 2025 property tax bill for 198 Prospect St, Ashland, MA was $6,740. The county assessed it at $527,800.

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