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Single Family ResidenceResidential
$281,207$279 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $235,000 on Oct 22, 2021

198 RUSSELL ST

SPRINGFIELD, MA 01104
3
Beds
1
Baths
1,008 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4,347 ft²
Lot SizeThe size of the land the home sits on, from county records.
1947
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$281K
$268K low$294K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$235,000 · Oct 22, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$44,290
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$35,432
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.84%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$230,743
ACADEMY MORTGAGE CORP · recorded Oct 22, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$6,174
SECRETARY HOUSING URBAN DEVELOPMENT

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,080 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$260,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$36,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$223,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$232,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$233,890

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyHAMPDEN
Lot (acres)The size of the land the home sits on, from county records.0.10
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(10)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(5)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mary O PottengerD
Elementary · Grades PK–5 · 0.4 mi
M
The Springfield Renaissance School an Expeditionary LearningD
Middle · Grades 6–12 · 0.8 mi

District: Springfield School District

Neighborhood · ZIP 01104These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.25,391
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,468 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$46,704
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$61,556
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

198 Russell St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Hampden County
  • Costs more per square foot than 86% of homes in Springfield 01104
  • Smaller than 86% of homes in Hampden County
  • Has a smaller lot than 98% of homes in East Springfield
  • Older than 66% of homes in Hampden County

What homes are worth in Springfield 01104

Each bar is how many homes fall in that price range. The marker is this home.

This home
$198K$446K

This home is worth more than 51% of homes in Springfield 01104.

How it measures up in Springfield 01104

The dot is this home. The mark in the middle is the typical home in Springfield 01104.

Estimated value$281,207
CheaperTypical $280,543Pricier

Pricier than 51% of homes nearby

Price per ft²$279
CheaperTypical $230Pricier

Pricier than 86% of homes nearby

Living area1,008 ft²
SmallerTypical 1,400 ft²Bigger

Bigger than 19% of homes nearby

Lot size4,347 ft²
SmallerTypical 0.13 acBigger

Bigger than 4% of homes nearby

Year built1947
OlderTypical 1941Newer

Newer than 58% of homes nearby

How 198 Russell St ranks against every home in each area.
MeasureThis homeEast SpringfieldSpringfield 01104Hampden County
Estimated valuepricier than$281,20748% of homes51% of homes23% of homes
Price per ft²pricier than$27983% of homes86% of homes75% of homes
Living areabigger than1,008 ft²25% of homes19% of homes14% of homes
Lot sizebigger than4,347 ft²2% of homes4% of homes2% of homes
Year builtnewer than194751% of homes58% of homes34% of homes

About 198 Russell St

How much is 198 Russell St, Springfield, MA worth?

The TopHap Estimate for 198 Russell St, Springfield, MA is $281,207 as of Jul 14, 2026. The likely range is $268,005 to $294,409. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 198 Russell St, Springfield, MA last sell?

198 Russell St, Springfield, MA last sold on Oct 22, 2021 for $235,000, according to the county's recorded deed. TopHap holds 8 recorded sales for this parcel.

How big is 198 Russell St, Springfield, MA?

198 Russell St, Springfield, MA has 3 bedrooms, 1 bathrooms, 1,008 square feet of living space and a 0.10-acre lot.

When was 198 Russell St, Springfield, MA built?

198 Russell St, Springfield, MA was built in 1947, making it 79 years old. It is a cape cod home. The building has 1 story.

What schools serve 198 Russell St, Springfield, MA?

198 Russell St, Springfield, MA is assigned to Mary O Pottenger (elementary), rated D; The Springfield Renaissance School an Expeditionary Learning (middle), rated D. All sit in Springfield School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 198 Russell St, Springfield, MA compare to other homes in Springfield 01104?

Among the 5,872 homes in Springfield 01104, it is worth more than 51% of them ($281,207 against a typical $280,543), its price per square foot is higher than 86% of them ($279 against a typical $230), it is bigger than 19% of them (1,008 ft² against a typical 1,400 ft²), its lot is bigger than 4% of them (4,347 ft² against a typical 0.13 ac) and it is newer than 58% of them (1947 against a typical 1941). Measured against all of Hampden County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 198 Russell St, Springfield, MA?

The 2025 property tax bill for 198 Russell St, Springfield, MA was $4,080. The county assessed it at $260,200.

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