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Single Family ResidenceResidential
$481,568$510 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $490,500 on Feb 19, 2026

20 HOWARD ST

ASHEVILLE, NC 28806
1
Beds
1
Baths
944 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1908
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$482K
$431K low$533K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$490,500 · Feb 19, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$89,168
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$71,334
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.81%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$392,400
STATE EMPLOYEES CU · recorded Feb 19, 2026

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$205,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$106,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$98,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$205,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$205,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyBUNCOMBE
Lot (acres)The size of the land the home sits on, from county records.0.24
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 144 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hall Fletcher Elementary SchoolB-
Elementary · Grades PK–5 · 0.4 mi
M
Asheville Middle SchoolA-
Middle · Grades 6–8 · 1.1 mi
H
Asheville High SchoolB-
High · Grades 9–12 · 1.4 mi

District: Asheville City Schools

Neighborhood · ZIP 28806These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.110

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.44,958
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,105 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,964
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,152
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Howard St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in Asheville 28806
  • Costs more per square foot than 94% of homes in Asheville 28806
  • Smaller than 88% of homes in Buncombe County
  • Has a smaller lot than 77% of homes in Buncombe County
  • Among the oldest homes in Asheville 28806

What homes are worth in Asheville 28806

Each bar is how many homes fall in that price range. The marker is this home.

This home
$189K$920K

This home is worth more than 67% of homes in Asheville 28806.

How it measures up in Asheville 28806

The dot is this home. The mark in the middle is the typical home in Asheville 28806.

Estimated value$481,568
CheaperTypical $412,025Pricier

Pricier than 67% of homes nearby

Price per ft²$510
CheaperTypical $322Pricier

Pricier than 94% of homes nearby

Living area944 ft²
SmallerTypical 1,288 ft²Bigger

Bigger than 18% of homes nearby

Lot size0.24 ac
SmallerTypical 0.28 acBigger

Bigger than 40% of homes nearby

Year built1908
OlderTypical 1972Newer

Older than almost all homes nearby

How 20 Howard St ranks against every home in each area.
MeasureThis homeEast West AshevilleAsheville 28806Buncombe County
Estimated valuepricier than$481,56853% of homes67% of homes53% of homes
Price per ft²pricier than$51087% of homes94% of homes90% of homes
Living areabigger than944 ft²23% of homes18% of homes12% of homes
Lot sizebigger than0.24 ac74% of homes40% of homes23% of homes
Year builtnewer than19082% of homesalmost no homesalmost no homes

About 20 Howard St

How much is 20 Howard St, Asheville, NC worth?

The TopHap Estimate for 20 Howard St, Asheville, NC is $481,568 as of Jul 14, 2026. The likely range is $430,515 to $532,621. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Howard St, Asheville, NC last sell?

20 Howard St, Asheville, NC last sold on Feb 19, 2026 for $490,500, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 20 Howard St, Asheville, NC?

20 Howard St, Asheville, NC has 1 bedrooms, 1 bathrooms, 944 square feet of living space and a 0.24-acre lot.

When was 20 Howard St, Asheville, NC built?

20 Howard St, Asheville, NC was built in 1908, making it 118 years old. It is a conventional home. The building has 1 story.

What schools serve 20 Howard St, Asheville, NC?

20 Howard St, Asheville, NC is assigned to Hall Fletcher Elementary School (elementary), rated B-; Asheville Middle School (middle), rated A-; Asheville High School (high), rated B-. All sit in Asheville City Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Howard St, Asheville, NC compare to other homes in Asheville 28806?

Among the 15,321 homes in Asheville 28806, it is worth more than 67% of them ($481,568 against a typical $412,025), its price per square foot is higher than 94% of them ($510 against a typical $322), it is bigger than 18% of them (944 ft² against a typical 1,288 ft²), its lot is bigger than 40% of them (0.24 ac against a typical 0.28 ac) and it is newer than almost none of them (1908 against a typical 1972). Measured against all of Buncombe County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Howard St

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Assigned schools

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