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Single Family ResidenceResidential
$248,025$148 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $94,500 on Nov 21, 1996

20 RIVER RIDGE RD

CARNESVILLE, GA 30521
3
Beds
2
Baths
1,672 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.08 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$248K
$221K low$275K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$94,500 · Nov 21, 1996
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$141,625
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$113,300
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.43%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$106,400
J P MORGAN CHASE BANK · R · recorded Jun 8, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,508 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$85,248 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,184
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$80,064
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$75,430
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$213,120

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFranklin
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.1.08
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 300 ft²Porch · 121 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Franklin County High SchoolC+
High · Grades 9–12 · 4.2 mi
E
Royston Elementary SchoolC+
Elementary · Grades KG–5 · 4.2 mi
M
Franklin County Middle SchoolC
Middle · Grades 6–8 · 6.1 mi

District: Franklin County School District

Neighborhood · ZIP 30521These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.75

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.6,630
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.64 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,241
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,516
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 River Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Carnesville 30521
  • Costs less per square foot than 72% of homes in Carnesville 30521
  • Has a smaller lot than 78% of homes in Carnesville 30521

What homes are worth in Carnesville 30521

Each bar is how many homes fall in that price range. The marker is this home.

This home
$62K$1M

This home is worth more than 33% of homes in Carnesville 30521.

How it measures up in Carnesville 30521

The dot is this home. The mark in the middle is the typical home in Carnesville 30521.

Estimated value$248,025
CheaperTypical $309,781Pricier

Pricier than 33% of homes nearby

Price per ft²$148
CheaperTypical $182Pricier

Pricier than 28% of homes nearby

Living area1,672 ft²
SmallerTypical 1,608 ft²Bigger

Bigger than 53% of homes nearby

Lot size1.08 ac
SmallerTypical 3.17 acBigger

Bigger than 22% of homes nearby

Year built1992
OlderTypical 1994Newer

Newer than 49% of homes nearby

How 20 River Ridge Rd ranks against every home in each area.
MeasureThis homeCarnesville 30521Franklin County
Estimated valuepricier than$248,02533% of homes43% of homes
Price per ft²pricier than$14828% of homes38% of homes
Living areabigger than1,672 ft²53% of homes58% of homes
Lot sizebigger than1.08 ac22% of homes31% of homes
Year builtnewer than199249% of homes57% of homes

About 20 River Ridge Rd

How much is 20 River Ridge Rd, Carnesville, GA worth?

The TopHap Estimate for 20 River Ridge Rd, Carnesville, GA is $248,025 as of Jun 23, 2026. The likely range is $220,742 to $275,307. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 River Ridge Rd, Carnesville, GA last sell?

20 River Ridge Rd, Carnesville, GA last sold on Nov 21, 1996 for $94,500, according to the county's recorded deed.

How big is 20 River Ridge Rd, Carnesville, GA?

20 River Ridge Rd, Carnesville, GA has 3 bedrooms, 2 bathrooms, 1,672 square feet of living space and a 1.08-acre lot.

When was 20 River Ridge Rd, Carnesville, GA built?

20 River Ridge Rd, Carnesville, GA was built in 1992, making it 34 years old. The building has 2 stories.

What schools serve 20 River Ridge Rd, Carnesville, GA?

20 River Ridge Rd, Carnesville, GA is assigned to Franklin County High School (high), rated C+; Royston Elementary School (elementary), rated C+; Franklin County Middle School (middle), rated C. All sit in Franklin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 River Ridge Rd, Carnesville, GA compare to other homes in Carnesville 30521?

Among the 2,202 homes in Carnesville 30521, it is worth more than 33% of them ($248,025 against a typical $309,781), its price per square foot is higher than 28% of them ($148 against a typical $182), it is bigger than 53% of them (1,672 ft² against a typical 1,608 ft²), its lot is bigger than 22% of them (1.08 ac against a typical 3.17 ac) and it is newer than 49% of them (1992 against a typical 1994). Measured against all of Franklin County, it is worth more than 43% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 River Ridge Rd, Carnesville, GA?

The 2025 property tax bill for 20 River Ridge Rd, Carnesville, GA was $1,508. The county assessed it at $85,248.

More homes on River Ridge Rd

Closest homes

More homes in Carnesville 30521

Assigned schools

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