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Single Family ResidenceResidential
$900,077$360 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $515,000 on Jun 26, 2009

20 ROWLEY RD

BOXFORD, MA 01921
3
Beds
2.5
Baths
2,497 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$900K
$858K low$942K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$515,000 · Jun 26, 2009
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$471,577
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$377,262
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.52%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$377,000
RBS CITIZENS NA · recorded Aug 12, 2015
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$51,500
RBS CITIZENS BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,018 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$744,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$419,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$324,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$848,255

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.2.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(10)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Harry Lee Cole
Elementary · Grades PK–2 · 2.3 mi
M
Masconomet Regional Middle SchoolC
Middle · Grades 7–8 · 3.8 mi
H
Masconomet Regional High SchoolA
High · Grades 9–12 · 3.9 mi

District: Boxford School District

Neighborhood · ZIP 01921These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.14
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.89

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.40%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.8,217
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.346 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$198,803
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$256,763
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Rowley Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Boxford 01921
  • Costs less per square foot than 74% of homes in Boxford 01921
  • Bigger than 73% of homes in Essex County
  • Has a bigger lot than 93% of homes in Essex County
  • Newer than 71% of homes in Essex County

What homes are worth in Boxford 01921

Each bar is how many homes fall in that price range. The marker is this home.

This home
$535K$2.1M

This home is worth more than 26% of homes in Boxford 01921.

How it measures up in Boxford 01921

The dot is this home. The mark in the middle is the typical home in Boxford 01921.

Estimated value$900,077
CheaperTypical $1,049,804Pricier

Pricier than 26% of homes nearby

Price per ft²$360
CheaperTypical $397Pricier

Pricier than 26% of homes nearby

Living area2,497 ft²
SmallerTypical 2,701 ft²Bigger

Bigger than 41% of homes nearby

Lot size2 ac
SmallerTypical 2.09 acBigger

Bigger than 34% of homes nearby

Year built1980
OlderTypical 1979Newer

Newer than 54% of homes nearby

How 20 Rowley Rd ranks against every home in each area.
MeasureThis homeBoxford 01921Essex County
Estimated valuepricier than$900,07726% of homes72% of homes
Price per ft²pricier than$36026% of homes31% of homes
Living areabigger than2,497 ft²41% of homes73% of homes
Lot sizebigger than2 ac34% of homes93% of homes
Year builtnewer than198054% of homes71% of homes

About 20 Rowley Rd

How much is 20 Rowley Rd, Boxford, MA worth?

The TopHap Estimate for 20 Rowley Rd, Boxford, MA is $900,077 as of Jul 14, 2026. The likely range is $858,207 to $941,947. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Rowley Rd, Boxford, MA last sell?

20 Rowley Rd, Boxford, MA last sold on Jun 26, 2009 for $515,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 20 Rowley Rd, Boxford, MA?

20 Rowley Rd, Boxford, MA has 3 bedrooms, 2.5 bathrooms, 2,497 square feet of living space and a 2.00-acre lot.

When was 20 Rowley Rd, Boxford, MA built?

20 Rowley Rd, Boxford, MA was built in 1980, making it 46 years old. It is a contemporary home. The building has 1 story.

What schools serve 20 Rowley Rd, Boxford, MA?

20 Rowley Rd, Boxford, MA is assigned to Harry Lee Cole (elementary); Masconomet Regional Middle School (middle), rated C; Masconomet Regional High School (high), rated A. All sit in Boxford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Rowley Rd, Boxford, MA compare to other homes in Boxford 01921?

Among the 2,782 homes in Boxford 01921, it is worth more than 26% of them ($900,077 against a typical $1,049,804), its price per square foot is higher than 26% of them ($360 against a typical $397), it is bigger than 41% of them (2,497 ft² against a typical 2,701 ft²), its lot is bigger than 34% of them (2 ac against a typical 2.09 ac) and it is newer than 54% of them (1980 against a typical 1979). Measured against all of Essex County, it is worth more than 72% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Rowley Rd, Boxford, MA?

The 2025 property tax bill for 20 Rowley Rd, Boxford, MA was $10,018. The county assessed it at $744,800.

More homes on Rowley Rd

Closest homes

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Assigned schools

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