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Single Family ResidenceResidential
$599,885$137 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

20686 TIMBER ROSE

GARDEN RIDGE, TX 78266
3
Baths
4,381 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.49 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$600K
$556K low$643K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$108,942
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$87,154
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.81%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$490,943
CALCON MUTUAL MORTGAGE LLC · recorded Apr 9, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,519 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$689,670 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$249,850
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$439,820
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$668,774
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$689,670

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
53
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
100
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
46
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyComal
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.1.49
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 325 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Garden Ridge Elementary SchoolA+
Elementary · Grades PK–5 · 0.5 mi
H
Davenport High SchoolB-
High · Grades 9–12 · 1.5 mi
M
Danville Middle SchoolB
Middle · Grades 6–8 · 3.5 mi

District: Comal Independent School District

Neighborhood · ZIP 78266These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.40
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.14,517
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.403 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$111,714
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$130,456
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20686 Timber Rose measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the lowest price per square foot in Garden Ridge Estates
  • Bigger than 98% of homes in Garden Ridge Estates
  • Has a bigger lot than 95% of homes in Garden Ridge Estates
  • Older than 92% of homes in San Antonio 78266

What homes are worth in San Antonio 78266

Each bar is how many homes fall in that price range. The marker is this home.

This home
$275K$1.5M

This home is worth more than 41% of homes in San Antonio 78266.

How it measures up in San Antonio 78266

The dot is this home. The mark in the middle is the typical home in San Antonio 78266.

Estimated value$599,885
CheaperTypical $681,251Pricier

Pricier than 41% of homes nearby

Price per ft²$137
CheaperTypical $228Pricier

Pricier than 9% of homes nearby

Living area4,381 ft²
SmallerTypical 2,800 ft²Bigger

Bigger than 93% of homes nearby

Lot size1.49 ac
SmallerTypical 0.82 acBigger

Bigger than 80% of homes nearby

Year built1977
OlderTypical 2006Newer

Newer than 8% of homes nearby

How 20686 Timber Rose ranks against every home in each area.
MeasureThis homeGarden Ridge EstatesSan Antonio 78266Comal County
Estimated valuepricier than$599,88545% of homes41% of homes63% of homes
Price per ft²pricier than$137almost no homes9% of homes3% of homes
Living areabigger than4,381 ft²98% of homes93% of homes97% of homes
Lot sizebigger than1.49 ac95% of homes80% of homes79% of homes
Year builtnewer than197732% of homes8% of homes13% of homes

About 20686 Timber Rose

How much is 20686 Timber Rose, Garden Ridge, TX worth?

The TopHap Estimate for 20686 Timber Rose, Garden Ridge, TX is $599,885 as of Jul 14, 2026. The likely range is $556,414 to $643,356. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20686 Timber Rose, Garden Ridge, TX last sell?

20686 Timber Rose, Garden Ridge, TX last sold on Apr 9, 2025, according to the county's recorded deed.

How big is 20686 Timber Rose, Garden Ridge, TX?

20686 Timber Rose, Garden Ridge, TX has 3 bathrooms, 4,381 square feet of living space and a 1.49-acre lot.

When was 20686 Timber Rose, Garden Ridge, TX built?

20686 Timber Rose, Garden Ridge, TX was built in 1977, making it 49 years old. The building has 2 stories.

What schools serve 20686 Timber Rose, Garden Ridge, TX?

20686 Timber Rose, Garden Ridge, TX is assigned to Garden Ridge Elementary School (elementary), rated A+; Davenport High School (high), rated B-; Danville Middle School (middle), rated B. All sit in Comal Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20686 Timber Rose, Garden Ridge, TX compare to other homes in San Antonio 78266?

Among the 3,656 homes in San Antonio 78266, it is worth more than 41% of them ($599,885 against a typical $681,251), its price per square foot is higher than 9% of them ($137 against a typical $228), it is bigger than 93% of them (4,381 ft² against a typical 2,800 ft²), its lot is bigger than 80% of them (1.49 ac against a typical 0.82 ac) and it is newer than 8% of them (1977 against a typical 2006). Measured against all of Comal County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20686 Timber Rose, Garden Ridge, TX?

The 2024 property tax bill for 20686 Timber Rose, Garden Ridge, TX was $6,519. The county assessed it at $689,670.

More homes on Timber Rose

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Assigned schools

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