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Single Family ResidenceResidential
$326,452$160 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $159,900 on Jul 28, 2021

21 MAIN ST

RUSSELL, MA 01071
5
Beds
2
Baths
2,042 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1855
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$326K
$307K low$346K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$159,900 · Jul 28, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$82,941
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$66,353
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.75%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$243,511
PLAZA HOME MORTGAGE INC · E · recorded Jul 28, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,812 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$317,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$74,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$242,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$368,885

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.56 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyHAMPDEN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1983
Lot (acres)The size of the land the home sits on, from county records.1.10
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Steam
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Gateway Regional Middle School
Middle · Grades 6–8 · 4.3 mi
H
Gateway Regional High SchoolC
High · Grades 9–12 · 4.3 mi
E
Chester Elementary SchoolC
Elementary · Grades PK–5 · 9.8 mi

District: Gateway School District

Neighborhood · ZIP 01071These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.1,574
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.91 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$105,109
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,260
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21 Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in Russell 01071
  • Costs less per square foot than 95% of homes in Russell 01071
  • Bigger than 73% of homes in Hampden County
  • Has a bigger lot than 85% of homes in Hampden County
  • Among the oldest homes in Hampden County

What homes are worth in Russell 01071

Each bar is how many homes fall in that price range. The marker is this home.

This home
$201K$790K

This home is worth more than 34% of homes in Russell 01071.

How it measures up in Russell 01071

The dot is this home. The mark in the middle is the typical home in Russell 01071.

Estimated value$326,452
CheaperTypical $374,404Pricier

Pricier than 34% of homes nearby

Price per ft²$160
CheaperTypical $240Pricier

Pricier than 5% of homes nearby

Living area2,042 ft²
SmallerTypical 1,627 ft²Bigger

Bigger than 70% of homes nearby

Lot size1.1 ac
SmallerTypical 1.4 acBigger

Bigger than 47% of homes nearby

Year built1855
OlderTypical 1970Newer

Newer than 5% of homes nearby

How 21 Main St ranks against every home in each area.
MeasureThis homeRussell 01071Hampden County
Estimated valuepricier than$326,45234% of homes45% of homes
Price per ft²pricier than$1605% of homes6% of homes
Living areabigger than2,042 ft²70% of homes73% of homes
Lot sizebigger than1.1 ac47% of homes85% of homes
Year builtnewer than18555% of homesalmost no homes

About 21 Main St

How much is 21 Main St, Russell, MA worth?

The TopHap Estimate for 21 Main St, Russell, MA is $326,452 as of Jul 14, 2026. The likely range is $306,715 to $346,189. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21 Main St, Russell, MA last sell?

21 Main St, Russell, MA last sold on Jul 28, 2021 for $159,900, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 21 Main St, Russell, MA?

21 Main St, Russell, MA has 5 bedrooms, 2 bathrooms, 2,042 square feet of living space and a 1.10-acre lot.

When was 21 Main St, Russell, MA built?

21 Main St, Russell, MA was built in 1855, making it 171 years old. It is a colonial home. The building has 2 stories.

What schools serve 21 Main St, Russell, MA?

21 Main St, Russell, MA is assigned to Gateway Regional Middle School (middle); Gateway Regional High School (high), rated C; Chester Elementary School (elementary), rated C. All sit in Gateway School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21 Main St, Russell, MA compare to other homes in Russell 01071?

Among the 586 homes in Russell 01071, it is worth more than 34% of them ($326,452 against a typical $374,404), its price per square foot is higher than 5% of them ($160 against a typical $240), it is bigger than 70% of them (2,042 ft² against a typical 1,627 ft²), its lot is bigger than 47% of them (1.1 ac against a typical 1.4 ac) and it is newer than 5% of them (1855 against a typical 1970). Measured against all of Hampden County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21 Main St, Russell, MA?

The 2025 property tax bill for 21 Main St, Russell, MA was $5,812. The county assessed it at $317,600.

More homes on Main St

Closest homes

More homes in Russell 01071

Assigned schools

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