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Single Family ResidenceResidential
$517,725$378 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

21 RICHARD ST

MILFORD, CT 06460
3
Beds
2
Baths
1,368 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,920 ft²
Lot SizeThe size of the land the home sits on, from county records.
1928
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$518K
$470K low$566K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$257,725
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$206,180
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.50%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$185,000
NEWTOWN SAVINGS BANK · recorded Apr 21, 2004
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$75,000
PEOPLES BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,549 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$221,610 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$98,340
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$123,270
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$221,610
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$155,127

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.111 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.92%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountySOUTH CENTRAL CONNECTICUT
Lot (acres)The size of the land the home sits on, from county records.0.09
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Calf Pen Meadow Elementary SchoolA
Elementary · Grades KG–5 · 0.7 mi
H
Joseph A. Foran High SchoolB+
High · Grades 9–12 · 1.0 mi
M
East Shore Middle SchoolB+
Middle · Grades 6–8 · 1.8 mi

District: Milford School District

Neighborhood · ZIP 06460These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.34,502
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,316 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$107,943
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$133,999
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21 Richard St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 65% of homes in South Central Connecticut County
  • Costs more per square foot than 84% of homes in South Central Connecticut County
  • Has a smaller lot than 96% of homes in South Central Connecticut County
  • Older than 85% of homes in Morningside / Milford Lawns

What homes are worth in Milford 06460

Each bar is how many homes fall in that price range. The marker is this home.

This home
$240K$1.6M

This home is worth more than 47% of homes in Milford 06460.

How it measures up in Milford 06460

The dot is this home. The mark in the middle is the typical home in Milford 06460.

Estimated value$517,725
CheaperTypical $526,362Pricier

Pricier than 47% of homes nearby

Price per ft²$378
CheaperTypical $374Pricier

Pricier than 52% of homes nearby

Living area1,368 ft²
SmallerTypical 1,398 ft²Bigger

Bigger than 48% of homes nearby

Lot size3,920 ft²
SmallerTypical 0.2 acBigger

Bigger than 9% of homes nearby

Year built1928
OlderTypical 1955Newer

Newer than 21% of homes nearby

How 21 Richard St ranks against every home in each area.
MeasureThis homeMorningside / Milford LawnsMilford 06460South Central Connecticut County
Estimated valuepricier than$517,72542% of homes47% of homes65% of homes
Price per ft²pricier than$37847% of homes52% of homes84% of homes
Living areabigger than1,368 ft²51% of homes48% of homes41% of homes
Lot sizebigger than3,920 ft²12% of homes9% of homes4% of homes
Year builtnewer than192815% of homes21% of homes20% of homes

About 21 Richard St

How much is 21 Richard St, Milford, CT worth?

The TopHap Estimate for 21 Richard St, Milford, CT is $517,725 as of Jul 14, 2026. The likely range is $469,511 to $565,939. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21 Richard St, Milford, CT last sell?

21 Richard St, Milford, CT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 21 Richard St, Milford, CT?

21 Richard St, Milford, CT has 3 bedrooms, 2 bathrooms, 1,368 square feet of living space and a 0.09-acre lot.

When was 21 Richard St, Milford, CT built?

21 Richard St, Milford, CT was built in 1928, making it 98 years old. It is a conventional home. The building has 2 stories.

What schools serve 21 Richard St, Milford, CT?

21 Richard St, Milford, CT is assigned to Calf Pen Meadow Elementary School (elementary), rated A; Joseph A. Foran High School (high), rated B+; East Shore Middle School (middle), rated B+. All sit in Milford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21 Richard St, Milford, CT compare to other homes in Milford 06460?

Among the 14,182 homes in Milford 06460, it is worth more than 47% of them ($517,725 against a typical $526,362), its price per square foot is higher than 52% of them ($378 against a typical $374), it is bigger than 48% of them (1,368 ft² against a typical 1,398 ft²), its lot is bigger than 9% of them (3,920 ft² against a typical 0.2 ac) and it is newer than 21% of them (1928 against a typical 1955). Measured against all of South Central Connecticut County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21 Richard St, Milford, CT?

The 2025 property tax bill for 21 Richard St, Milford, CT was $6,549. The county assessed it at $221,610.

More homes on Richard St

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Assigned schools

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