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Single Family ResidenceResidential
$335,942$165 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2103 RIDGEWAY

TEMPLE, TX 76502
0
Baths
2,032 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$336K
$319K low$353K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$285,942
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$228,754
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.15%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
FAIRWAY INDEPENDENT MORTGAGE CORP · recorded Sep 16, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,613 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$331,538 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$35,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$296,538
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$357,518
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$331,538

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
32
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
59
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
99
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
46
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.5 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBell
Lot (acres)The size of the land the home sits on, from county records.0.25
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 187 ft²Sprinklers

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Charter Oak Elementary SchoolA
Elementary · Grades KG–5 · 0.2 mi
M
Lake Belton Middle SchoolA
Middle · Grades 6–8 · 1.0 mi
H
Lake Belton High SchoolB+
High · Grades 9–12 · 2.8 mi

District: Belton Independent School District

Neighborhood · ZIP 76502These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.84
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.51,024
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.657 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,135
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,648
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2103 Ridgeway measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Bell County
  • Costs more per square foot than 71% of homes in Bell County
  • Bigger than 66% of homes in Bell County
  • Has a bigger lot than 67% of homes in Temple 76502
  • Older than 65% of homes in Temple 76502

What homes are worth in Temple 76502

Each bar is how many homes fall in that price range. The marker is this home.

This home
$166K$715K

This home is worth more than 70% of homes in Temple 76502.

How it measures up in Temple 76502

The dot is this home. The mark in the middle is the typical home in Temple 76502.

Estimated value$335,942
CheaperTypical $285,726Pricier

Pricier than 70% of homes nearby

Price per ft²$165
CheaperTypical $159Pricier

Pricier than 59% of homes nearby

Living area2,032 ft²
SmallerTypical 1,821 ft²Bigger

Bigger than 65% of homes nearby

Lot size0.25 ac
SmallerTypical 0.19 acBigger

Bigger than 67% of homes nearby

Year built2002
OlderTypical 2009Newer

Newer than 35% of homes nearby

How 2103 Ridgeway ranks against every home in each area.
MeasureThis homeTemple 76502Bell County
Estimated valuepricier than$335,94270% of homes74% of homes
Price per ft²pricier than$16559% of homes71% of homes
Living areabigger than2,032 ft²65% of homes66% of homes
Lot sizebigger than0.25 ac67% of homes62% of homes
Year builtnewer than200235% of homes53% of homes

About 2103 Ridgeway

How much is 2103 Ridgeway, Temple, TX worth?

The TopHap Estimate for 2103 Ridgeway, Temple, TX is $335,942 as of Jul 14, 2026. The likely range is $319,195 to $352,689. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2103 Ridgeway, Temple, TX last sell?

2103 Ridgeway, Temple, TX last sold on Sep 16, 2021, according to the county's recorded deed.

How big is 2103 Ridgeway, Temple, TX?

2103 Ridgeway, Temple, TX has 2,032 square feet of living space and a 0.25-acre lot.

When was 2103 Ridgeway, Temple, TX built?

2103 Ridgeway, Temple, TX was built in 2002, making it 24 years old. The building has 1 story.

What schools serve 2103 Ridgeway, Temple, TX?

2103 Ridgeway, Temple, TX is assigned to Charter Oak Elementary School (elementary), rated A; Lake Belton Middle School (middle), rated A; Lake Belton High School (high), rated B+. All sit in Belton Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2103 Ridgeway, Temple, TX compare to other homes in Temple 76502?

Among the 20,478 homes in Temple 76502, it is worth more than 70% of them ($335,942 against a typical $285,726), its price per square foot is higher than 59% of them ($165 against a typical $159), it is bigger than 65% of them (2,032 ft² against a typical 1,821 ft²), its lot is bigger than 67% of them (0.25 ac against a typical 0.19 ac) and it is newer than 35% of them (2002 against a typical 2009). Measured against all of Bell County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2103 Ridgeway, Temple, TX?

The 2024 property tax bill for 2103 Ridgeway, Temple, TX was $6,613. The county assessed it at $331,538.

More homes on Ridgeway

Closest homes

More homes in Temple 76502

Assigned schools

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