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Single Family ResidenceResidential
$445,499$282 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $415,000 on Jun 3, 2025

2185 RUTLEDGE AVE

LEXINGTON, KY 40509
3
Beds
2
Baths
1,578 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
2018
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$445K
$395K low$496K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$415,000 · Jun 3, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$134,249
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$107,399
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.71%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$311,250
CITY FIRST MORTGAGE SERVICES LLC · recorded Jun 3, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,068 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$329,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$329,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$329,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
43
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFayette
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Frederick Douglass High SchoolA-
High · Grades 9–12 · 0.4 mi
E
Liberty Elementary SchoolA
Elementary · Grades KG–5 · 1.1 mi
M
Crawford Middle SchoolC
Middle · Grades 6–8 · 1.2 mi

District: Fayette County School District

Neighborhood · ZIP 40509These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.68
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.171
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.45,767
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,117 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,534
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$120,259
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2185 Rutledge Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Fayette County
  • Costs more per square foot than 94% of homes in Lexington 40509
  • Smaller than 65% of homes in Lexington 40509
  • Has a smaller lot than 67% of homes in Fayette County
  • Newer than 97% of homes in Fayette County

What homes are worth in Lexington 40509

Each bar is how many homes fall in that price range. The marker is this home.

This home
$136K$1.1M

This home is worth more than 60% of homes in Lexington 40509.

How it measures up in Lexington 40509

The dot is this home. The mark in the middle is the typical home in Lexington 40509.

Estimated value$445,499
CheaperTypical $401,247Pricier

Pricier than 60% of homes nearby

Price per ft²$282
CheaperTypical $201Pricier

Pricier than 94% of homes nearby

Living area1,578 ft²
SmallerTypical 1,981 ft²Bigger

Bigger than 35% of homes nearby

Lot size0.16 ac
SmallerTypical 0.16 acBigger

Bigger than 49% of homes nearby

Year built2018
OlderTypical 2001Newer

Newer than 93% of homes nearby

How 2185 Rutledge Ave ranks against every home in each area.
MeasureThis homeLiberty AreaLexington 40509Fayette County
Estimated valuepricier than$445,49968% of homes60% of homes75% of homes
Price per ft²pricier than$28290% of homes94% of homes90% of homes
Living areabigger than1,578 ft²53% of homes35% of homes51% of homes
Lot sizebigger than0.16 ac46% of homes49% of homes33% of homes
Year builtnewer than201893% of homes93% of homes97% of homes

About 2185 Rutledge Ave

How much is 2185 Rutledge Ave, Lexington, KY worth?

The TopHap Estimate for 2185 Rutledge Ave, Lexington, KY is $445,499 as of Jul 14, 2026. The likely range is $395,382 to $495,616. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2185 Rutledge Ave, Lexington, KY last sell?

2185 Rutledge Ave, Lexington, KY last sold on Jun 3, 2025 for $415,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 2185 Rutledge Ave, Lexington, KY?

2185 Rutledge Ave, Lexington, KY has 3 bedrooms, 2 bathrooms, 1,578 square feet of living space and a 0.16-acre lot.

When was 2185 Rutledge Ave, Lexington, KY built?

2185 Rutledge Ave, Lexington, KY was built in 2018, making it 8 years old. The building has 1 story.

What schools serve 2185 Rutledge Ave, Lexington, KY?

2185 Rutledge Ave, Lexington, KY is assigned to Frederick Douglass High School (high), rated A-; Liberty Elementary School (elementary), rated A; Crawford Middle School (middle), rated C. All sit in Fayette County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2185 Rutledge Ave, Lexington, KY compare to other homes in Lexington 40509?

Among the 14,581 homes in Lexington 40509, it is worth more than 60% of them ($445,499 against a typical $401,247), its price per square foot is higher than 94% of them ($282 against a typical $201), it is bigger than 35% of them (1,578 ft² against a typical 1,981 ft²), its lot is bigger than 49% of them (0.16 ac against a typical 0.16 ac) and it is newer than 93% of them (2018 against a typical 2001). Measured against all of Fayette County, it is worth more than 75% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2185 Rutledge Ave, Lexington, KY?

The 2025 property tax bill for 2185 Rutledge Ave, Lexington, KY was $4,068. The county assessed it at $329,000.

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