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Single Family ResidenceResidential
$534,773$203 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $540,000 on Apr 14, 2026

22127 RIVER ROCK DR

LAND O LAKES, FL 34639
2
Baths
2,640 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.35 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$535K
$509K low$560K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$540,000 · Apr 14, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$10,973
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$8,778
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.98%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$523,800
ABSOLUTE HOME MORTGAGE CORP · recorded Apr 14, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,415 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$187,147 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$56,420
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$130,727
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$187,147
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$187,147

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.3 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPASCO
Lot (acres)The size of the land the home sits on, from county records.0.35
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.ShedPatio · 325 ft²Porch · 1,116 ft²Boat access

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lake Myrtle Elementary SchoolB-
Elementary · Grades KG–5 · 0.9 mi
M
Charles Rushe Middle SchoolB
Middle · Grades 6–8 · 3.4 mi
H
Sunlake High SchoolB+
High · Grades 9–12 · 3.6 mi

District: Pasco County School District

Neighborhood · ZIP 34639These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.46
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.120
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.35,586
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,237 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$102,679
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$120,849
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

22127 River Rock Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Pasco County
  • Costs more per square foot than 65% of homes in Pasco County
  • Bigger than 88% of homes in Pasco County
  • Has a bigger lot than 81% of homes in Pasco County
  • Older than 96% of homes in Land O Lakes 34639

What homes are worth in Land O Lakes 34639

Each bar is how many homes fall in that price range. The marker is this home.

This home
$205K$833K

This home is worth more than 84% of homes in Land O Lakes 34639.

How it measures up in Land O Lakes 34639

The dot is this home. The mark in the middle is the typical home in Land O Lakes 34639.

Estimated value$534,773
CheaperTypical $390,220Pricier

Pricier than 84% of homes nearby

Price per ft²$203
CheaperTypical $202Pricier

Pricier than 51% of homes nearby

Living area2,640 ft²
SmallerTypical 1,952 ft²Bigger

Bigger than 83% of homes nearby

Lot size0.35 ac
SmallerTypical 0.23 acBigger

Bigger than 76% of homes nearby

Year built1972
OlderTypical 2000Newer

Newer than 4% of homes nearby

How 22127 River Rock Dr ranks against every home in each area.
MeasureThis homeLand O Lakes 34639Pasco County
Estimated valuepricier than$534,77384% of homes85% of homes
Price per ft²pricier than$20351% of homes65% of homes
Living areabigger than2,640 ft²83% of homes88% of homes
Lot sizebigger than0.35 ac76% of homes81% of homes
Year builtnewer than19724% of homes14% of homes

About 22127 River Rock Dr

How much is 22127 River Rock Dr, Land O Lakes, FL worth?

The TopHap Estimate for 22127 River Rock Dr, Land O Lakes, FL is $534,773 as of Jul 14, 2026. The likely range is $509,321 to $560,225. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 22127 River Rock Dr, Land O Lakes, FL last sell?

22127 River Rock Dr, Land O Lakes, FL last sold on Apr 14, 2026 for $540,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 22127 River Rock Dr, Land O Lakes, FL?

22127 River Rock Dr, Land O Lakes, FL has 2 bathrooms, 2,640 square feet of living space and a 0.35-acre lot.

When was 22127 River Rock Dr, Land O Lakes, FL built?

22127 River Rock Dr, Land O Lakes, FL was built in 1972, making it 54 years old. The building has 1 story.

What schools serve 22127 River Rock Dr, Land O Lakes, FL?

22127 River Rock Dr, Land O Lakes, FL is assigned to Lake Myrtle Elementary School (elementary), rated B-; Charles Rushe Middle School (middle), rated B; Sunlake High School (high), rated B+. All sit in Pasco County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 22127 River Rock Dr, Land O Lakes, FL compare to other homes in Land O Lakes 34639?

Among the 9,599 homes in Land O Lakes 34639, it is worth more than 84% of them ($534,773 against a typical $390,220), its price per square foot is higher than 51% of them ($203 against a typical $202), it is bigger than 83% of them (2,640 ft² against a typical 1,952 ft²), its lot is bigger than 76% of them (0.35 ac against a typical 0.23 ac) and it is newer than 4% of them (1972 against a typical 2000). Measured against all of Pasco County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 22127 River Rock Dr, Land O Lakes, FL?

The 2025 property tax bill for 22127 River Rock Dr, Land O Lakes, FL was $2,415. The county assessed it at $187,147.

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