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Single Family ResidenceResidential
$218,930$233 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

227 RIVER ST

WEST SPRINGFIELD, MA 01089
3
Beds
1
Baths
940 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1925
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$219K
$203K low$235K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$146,498
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$117,198
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.33%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$72,432
JPMORGAN CHASE BANK NA · recorded May 12, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,934 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$197,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$84,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$112,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$197,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bungalow
CountyHampden
Lot (acres)The size of the land the home sits on, from county records.0.11
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Memorial Elementary SchoolB
Elementary · Grades 1–5 · 0.1 mi
H
West Springfield High SchoolC+
High · Grades 9–12 · 1.9 mi
M
West Springfield Middle SchoolD+
Middle · Grades 6–8 · 2.3 mi

District: West Springfield School District

Neighborhood · ZIP 01089These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.28,931
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,665 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,562
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,574
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

227 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Hampden County
  • Smaller than 92% of homes in Hampden County
  • Has a smaller lot than 96% of homes in West Springfield 01089
  • Older than 77% of homes in Hampden County

What homes are worth in West Springfield 01089

Each bar is how many homes fall in that price range. The marker is this home.

This home
$142K$751K

This home is worth more than 7% of homes in West Springfield 01089.

How it measures up in West Springfield 01089

The dot is this home. The mark in the middle is the typical home in West Springfield 01089.

Estimated value$218,930
CheaperTypical $350,469Pricier

Pricier than 7% of homes nearby

Price per ft²$233
CheaperTypical $244Pricier

Pricier than 40% of homes nearby

Living area940 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 9% of homes nearby

Lot size0.11 ac
SmallerTypical 0.31 acBigger

Bigger than 4% of homes nearby

Year built1925
OlderTypical 1953Newer

Newer than 24% of homes nearby

How 227 River St ranks against every home in each area.
MeasureThis homeWest Springfield 01089Hampden County
Estimated valuepricier than$218,9307% of homes5% of homes
Price per ft²pricier than$23340% of homes40% of homes
Living areabigger than940 ft²9% of homes8% of homes
Lot sizebigger than0.11 ac4% of homes4% of homes
Year builtnewer than192524% of homes23% of homes

About 227 River St

How much is 227 River St, West Springfield, MA worth?

The TopHap Estimate for 227 River St, West Springfield, MA is $218,930 as of Jul 14, 2026. The likely range is $202,910 to $234,950. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 227 River St, West Springfield, MA?

227 River St, West Springfield, MA has 3 bedrooms, 1 bathrooms, 940 square feet of living space and a 0.11-acre lot.

When was 227 River St, West Springfield, MA built?

227 River St, West Springfield, MA was built in 1925, making it 101 years old. It is a bungalow home. The building has 1 story.

What schools serve 227 River St, West Springfield, MA?

227 River St, West Springfield, MA is assigned to Memorial Elementary School (elementary), rated B; West Springfield High School (high), rated C+; West Springfield Middle School (middle), rated D+. All sit in West Springfield School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 227 River St, West Springfield, MA compare to other homes in West Springfield 01089?

Among the 8,208 homes in West Springfield 01089, it is worth more than 7% of them ($218,930 against a typical $350,469), its price per square foot is higher than 40% of them ($233 against a typical $244), it is bigger than 9% of them (940 ft² against a typical 1,536 ft²), its lot is bigger than 4% of them (0.11 ac against a typical 0.31 ac) and it is newer than 24% of them (1925 against a typical 1953). Measured against all of Hampden County, it is worth more than 5% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 227 River St, West Springfield, MA?

The 2025 property tax bill for 227 River St, West Springfield, MA was $2,934. The county assessed it at $197,300.

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