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Single Family ResidenceResidential
$1,050,321$355 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $1,050,000 on Jun 26, 2026

231 RICHARD DR

CHESTERTOWN, MD 21620
3
Baths
2,956 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.79 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$978K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,050,000 · Jun 26, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,050,321
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$840,257

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,665 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$552,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$264,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$288,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$532,167
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$552,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.78 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.64%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyKENT
Lot (acres)The size of the land the home sits on, from county records.0.79
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Built-in
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Not Specified
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 336 ft²Patio · 336 ft²Boat access

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Kent County Middle SchoolD
Middle · Grades 6–8 · 0.3 mi
E
Henry Highland Garnet Elementary SchoolB+
Elementary · Grades PK–5 · 0.7 mi
H
Kent County High SchoolC
High · Grades 9–12 · 5.2 mi

District: Kent County Public Schools

Neighborhood · ZIP 21620These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.13,003
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.98 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,685
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,523
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

231 Richard Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Chestertown
  • Costs more per square foot than 95% of homes in Chestertown
  • Bigger than 88% of homes in Chestertown
  • Has a bigger lot than 95% of homes in Chestertown

What homes are worth in Chestertown 21620

Each bar is how many homes fall in that price range. The marker is this home.

This home
$142K$1.6M

This home is worth more than 93% of homes in Chestertown 21620.

How it measures up in Chestertown 21620

The dot is this home. The mark in the middle is the typical home in Chestertown 21620.

Estimated value$1,050,321
CheaperTypical $393,962Pricier

Pricier than 93% of homes nearby

Price per ft²$355
CheaperTypical $232Pricier

Pricier than 87% of homes nearby

Living area2,956 ft²
SmallerTypical 1,690 ft²Bigger

Bigger than 87% of homes nearby

Lot size0.79 ac
SmallerTypical 0.52 acBigger

Bigger than 62% of homes nearby

Year built1981
OlderTypical 1978Newer

Newer than 53% of homes nearby

How 231 Richard Dr ranks against every home in each area.
MeasureThis homeChestertownChestertown 21620Kent County
Estimated valuepricier than$1,050,32198% of homes93% of homes92% of homes
Price per ft²pricier than$35595% of homes87% of homes85% of homes
Living areabigger than2,956 ft²88% of homes87% of homes88% of homes
Lot sizebigger than0.79 ac95% of homes62% of homes59% of homes
Year builtnewer than198160% of homes53% of homes55% of homes

About 231 Richard Dr

How much is 231 Richard Dr, Chestertown, MD worth?

The TopHap Estimate for 231 Richard Dr, Chestertown, MD is $1,050,321 as of Jul 14, 2026. The likely range is $977,773 to $1,122,869. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 231 Richard Dr, Chestertown, MD last sell?

231 Richard Dr, Chestertown, MD last sold on Jun 26, 2026 for $1,050,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 231 Richard Dr, Chestertown, MD?

231 Richard Dr, Chestertown, MD has 3 bathrooms, 2,956 square feet of living space and a 0.79-acre lot.

When was 231 Richard Dr, Chestertown, MD built?

231 Richard Dr, Chestertown, MD was built in 1981, making it 45 years old. It is a conventional home. The building has 2 stories.

What schools serve 231 Richard Dr, Chestertown, MD?

231 Richard Dr, Chestertown, MD is assigned to Kent County Middle School (middle), rated D; Henry Highland Garnet Elementary School (elementary), rated B+; Kent County High School (high), rated C. All sit in Kent County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 231 Richard Dr, Chestertown, MD compare to other homes in Chestertown 21620?

Among the 5,196 homes in Chestertown 21620, it is worth more than 93% of them ($1,050,321 against a typical $393,962), its price per square foot is higher than 87% of them ($355 against a typical $232), it is bigger than 87% of them (2,956 ft² against a typical 1,690 ft²), its lot is bigger than 62% of them (0.79 ac against a typical 0.52 ac) and it is newer than 53% of them (1981 against a typical 1978). Measured against all of Kent County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 231 Richard Dr, Chestertown, MD?

The 2025 property tax bill for 231 Richard Dr, Chestertown, MD was $8,665. The county assessed it at $552,900.

More homes on Richard Dr

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Assigned schools

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