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Single Family ResidenceResidential
$244,384$221 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

232 N RIVER ST

SWANTON, VT 05488
3
Beds
1
Baths
1,104 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$244K
$216K low$272K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$244,384
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$195,507

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,968 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$127,000 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$45,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$82,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$127,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyFranklin
Lot (acres)The size of the land the home sits on, from county records.1.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Floor/Wall Furnace
PoolWhether the property has a pool, and what kind, such as in-ground.No

Neighborhood · ZIP 05488These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.122

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.7,390
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.100 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,127
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,899
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

232 N River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Swanton 05488
  • Smaller than 76% of homes in Franklin County

What homes are worth in Swanton 05488

Each bar is how many homes fall in that price range. The marker is this home.

This home
$168K$817K

This home is worth more than 13% of homes in Swanton 05488.

How it measures up in Swanton 05488

The dot is this home. The mark in the middle is the typical home in Swanton 05488.

Estimated value$244,384
CheaperTypical $351,518Pricier

Pricier than 13% of homes nearby

Price per ft²$221
CheaperTypical $249Pricier

Pricier than 36% of homes nearby

Living area1,104 ft²
SmallerTypical 1,436 ft²Bigger

Bigger than 26% of homes nearby

Lot size1 ac
SmallerTypical 0.92 acBigger

Bigger than 59% of homes nearby

Year built1972
OlderTypical 1981Newer

Newer than 38% of homes nearby

How 232 N River St ranks against every home in each area.
MeasureThis homeSwanton 05488Franklin County
Estimated valuepricier than$244,38413% of homes17% of homes
Price per ft²pricier than$22136% of homes42% of homes
Living areabigger than1,104 ft²26% of homes24% of homes
Lot sizebigger than1 ac59% of homes45% of homes
Year builtnewer than197238% of homes42% of homes

About 232 N River St

How much is 232 N River St, Swanton, VT worth?

The TopHap Estimate for 232 N River St, Swanton, VT is $244,384 as of Jul 14, 2026. The likely range is $216,399 to $272,369. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 232 N River St, Swanton, VT?

232 N River St, Swanton, VT has 3 bedrooms, 1 bathrooms, 1,104 square feet of living space and a 1.00-acre lot.

When was 232 N River St, Swanton, VT built?

232 N River St, Swanton, VT was built in 1972, making it 54 years old. It is a ranch home.

How does 232 N River St, Swanton, VT compare to other homes in Swanton 05488?

Among the 3,087 homes in Swanton 05488, it is worth more than 13% of them ($244,384 against a typical $351,518), its price per square foot is higher than 36% of them ($221 against a typical $249), it is bigger than 26% of them (1,104 ft² against a typical 1,436 ft²), its lot is bigger than 59% of them (1 ac against a typical 0.92 ac) and it is newer than 38% of them (1972 against a typical 1981). Measured against all of Franklin County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 232 N River St, Swanton, VT?

The 2024 property tax bill for 232 N River St, Swanton, VT was $2,968. The county assessed it at $127,000.

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