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Single Family ResidenceResidential
$653,683$166 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2540 ROSE RIDGE CT

DAYTON, OH 45459
5
Beds
4 / 1
Baths
3,932 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.68 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
12
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$654K
$555K low$752K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$554,183
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$443,346
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.15%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$99,500
ANCHOR MORTGAGE LENDING INC · recorded Oct 31, 2001

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,442 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$174,710 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,250
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$155,460
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$174,710
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$499,170

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Modern
CountyMontgomery
Lot (acres)The size of the land the home sits on, from county records.0.68
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 480 ft²Patio · 480 ft²Porch · 55 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bauer Elementary
Elementary · Grades KG–5 · 0.6 mi
H
Miamisburg High SchoolB+
High · Grades 9–12 · 3.0 mi
M
Miamisburg Middle SchoolB
Middle · Grades 6–8 · 3.7 mi

District: Miamisburg City School District

Neighborhood · ZIP 45459These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.53
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.206
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.28,658
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,041 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,892
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,508
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2540 Rose Ridge Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Montgomery County
  • Costs more per square foot than 67% of homes in Montgomery County
  • Among the largest homes in Montgomery County
  • Has a bigger lot than 91% of homes in Montgomery County
  • Newer than 96% of homes in Dayton 45459

What homes are worth in Dayton 45459

Each bar is how many homes fall in that price range. The marker is this home.

This home
$118K$720K

This home is worth more than 97% of homes in Dayton 45459.

How it measures up in Dayton 45459

The dot is this home. The mark in the middle is the typical home in Dayton 45459.

Estimated value$653,683
CheaperTypical $345,127Pricier

Pricier than 97% of homes nearby

Price per ft²$166
CheaperTypical $172Pricier

Pricier than 43% of homes nearby

Living area3,932 ft²
SmallerTypical 2,000 ft²Bigger

Bigger than 98% of homes nearby

Lot size0.68 ac
SmallerTypical 0.37 acBigger

Bigger than 85% of homes nearby

Year built2000
OlderTypical 1973Newer

Newer than 96% of homes nearby

How 2540 Rose Ridge Ct ranks against every home in each area.
MeasureThis homeDayton 45459Montgomery County
Estimated valuepricier than$653,68397% of homes98% of homes
Price per ft²pricier than$16643% of homes67% of homes
Living areabigger than3,932 ft²98% of homesalmost all homes
Lot sizebigger than0.68 ac85% of homes91% of homes
Year builtnewer than200096% of homes92% of homes

About 2540 Rose Ridge Ct

How much is 2540 Rose Ridge Ct, Dayton, OH worth?

The TopHap Estimate for 2540 Rose Ridge Ct, Dayton, OH is $653,683 as of Jul 14, 2026. The likely range is $555,205 to $752,161. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 2540 Rose Ridge Ct, Dayton, OH?

2540 Rose Ridge Ct, Dayton, OH has 5 bedrooms, 4 bathrooms, 3,932 square feet of living space and a 0.68-acre lot.

When was 2540 Rose Ridge Ct, Dayton, OH built?

2540 Rose Ridge Ct, Dayton, OH was built in 2000, making it 26 years old. It is a modern home. The building has 2 stories.

What schools serve 2540 Rose Ridge Ct, Dayton, OH?

2540 Rose Ridge Ct, Dayton, OH is assigned to Bauer Elementary (elementary); Miamisburg High School (high), rated B+; Miamisburg Middle School (middle), rated B. All sit in Miamisburg City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2540 Rose Ridge Ct, Dayton, OH compare to other homes in Dayton 45459?

Among the 10,591 homes in Dayton 45459, it is worth more than 97% of them ($653,683 against a typical $345,127), its price per square foot is higher than 43% of them ($166 against a typical $172), it is bigger than 98% of them (3,932 ft² against a typical 2,000 ft²), its lot is bigger than 85% of them (0.68 ac against a typical 0.37 ac) and it is newer than 96% of them (2000 against a typical 1973). Measured against all of Montgomery County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2540 Rose Ridge Ct, Dayton, OH?

The 2024 property tax bill for 2540 Rose Ridge Ct, Dayton, OH was $12,442. The county assessed it at $174,710.

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Closest homes

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