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Single Family ResidenceResidential
$278,392$216 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $240,000 on Sep 14, 2022

265 RIVER ST

SAINT MARTIN, MN 56376
4
Beds
2.5
Baths
1,288 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.49 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$278K
$234K low$323K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$240,000 · Sep 14, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$278,392
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$222,714

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,488 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$279,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$27,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$252,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$266,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$279,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.32
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
33
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
53
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySTEARNS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1990
Lot (acres)The size of the land the home sits on, from county records.0.49
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Paynesville Area Elementary SchoolA-
Elementary · Grades PK–5 · 8.9 mi
M
Paynesville Area Secondary SchoolA-
Middle · Grades 6–12 · 9.4 mi

District: Paynesville Public School District

Neighborhood · ZIP 56376These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.127
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.11
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.19 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,482
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,801
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

265 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Saint Martin 56376
  • Costs more per square foot than 90% of homes in Saint Martin 56376
  • Smaller than 69% of homes in Saint Martin 56376

What homes are worth in Saint Martin 56376

Each bar is how many homes fall in that price range. The marker is this home.

This home
$78K$419K

This home is worth more than 84% of homes in Saint Martin 56376.

How it measures up in Saint Martin 56376

The dot is this home. The mark in the middle is the typical home in Saint Martin 56376.

Estimated value$278,392
CheaperTypical $190,190Pricier

Pricier than 84% of homes nearby

Price per ft²$216
CheaperTypical $129Pricier

Pricier than 90% of homes nearby

Living area1,288 ft²
SmallerTypical 1,450 ft²Bigger

Bigger than 31% of homes nearby

Lot size0.49 ac
SmallerTypical 0.46 acBigger

Bigger than 63% of homes nearby

Year built1978
OlderTypical 1975Newer

Newer than 57% of homes nearby

How 265 River St ranks against every home in each area.
MeasureThis homeSaint Martin 56376Stearns County
Estimated valuepricier than$278,39284% of homes69% of homes
Price per ft²pricier than$21690% of homes82% of homes
Living areabigger than1,288 ft²31% of homes45% of homes
Lot sizebigger than0.49 ac63% of homes59% of homes
Year builtnewer than197857% of homes45% of homes

About 265 River St

How much is 265 River St, Saint Martin, MN worth?

The TopHap Estimate for 265 River St, Saint Martin, MN is $278,392 as of Jul 14, 2026. The likely range is $234,032 to $322,752. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 265 River St, Saint Martin, MN last sell?

265 River St, Saint Martin, MN last sold on Sep 14, 2022 for $240,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 265 River St, Saint Martin, MN?

265 River St, Saint Martin, MN has 4 bedrooms, 2.5 bathrooms, 1,288 square feet of living space and a 0.49-acre lot.

When was 265 River St, Saint Martin, MN built?

265 River St, Saint Martin, MN was built in 1978, making it 48 years old. It is a ranch home. The building has 1 story.

What schools serve 265 River St, Saint Martin, MN?

265 River St, Saint Martin, MN is assigned to Paynesville Area Elementary School (elementary), rated A-; Paynesville Area Secondary School (middle), rated A-. All sit in Paynesville Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 265 River St, Saint Martin, MN compare to other homes in Saint Martin 56376?

Among the 134 homes in Saint Martin 56376, it is worth more than 84% of them ($278,392 against a typical $190,190), its price per square foot is higher than 90% of them ($216 against a typical $129), it is bigger than 31% of them (1,288 ft² against a typical 1,450 ft²), its lot is bigger than 63% of them (0.49 ac against a typical 0.46 ac) and it is newer than 57% of them (1978 against a typical 1975). Measured against all of Stearns County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 265 River St, Saint Martin, MN?

The 2026 property tax bill for 265 River St, Saint Martin, MN was $3,488. The county assessed it at $279,200.

More homes on River St

Closest homes

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Assigned schools

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