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Rural ResidenceResidential
$693,936$242 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $358,000 on Feb 26, 2021

2786 HOLSTON RIVER DR

RUTLEDGE, TN 37861
4
Baths
2,864 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
17.05 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$694K
$571K low$817K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$358,000 · Feb 26, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$693,936
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$555,149

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,876 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$122,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,375
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$113,025
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$122,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$622,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.104 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyGrainger
Lot (acres)The size of the land the home sits on, from county records.17.05
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 140 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Joppa Elementary SchoolC+
Elementary · Grades PK–6 · 5.8 mi
H
Grainger Academy
High · Grades 9–12 · 8.3 mi
M
Rutledge Middle SchoolC+
Middle · Grades 7–8 · 8.4 mi

District: Grainger County School District

Neighborhood · ZIP 37861These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.145

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.9,741
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.89 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,392
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,279
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2786 Holston River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Grainger County
  • Costs more per square foot than 66% of homes in Grainger County
  • Bigger than 98% of homes in Rutledge 37861
  • Has a bigger lot than 81% of homes in Rutledge 37861
  • Newer than 95% of homes in Grainger County

What homes are worth in Rutledge 37861

Each bar is how many homes fall in that price range. The marker is this home.

This home
$57K$895K

This home is worth more than 93% of homes in Rutledge 37861.

How it measures up in Rutledge 37861

The dot is this home. The mark in the middle is the typical home in Rutledge 37861.

Estimated value$693,936
CheaperTypical $293,592Pricier

Pricier than 93% of homes nearby

Price per ft²$242
CheaperTypical $215Pricier

Pricier than 61% of homes nearby

Living area2,864 ft²
SmallerTypical 1,300 ft²Bigger

Bigger than 98% of homes nearby

Lot size17.05 ac
SmallerTypical 1.62 acBigger

Bigger than 81% of homes nearby

Year built2021
OlderTypical 1992Newer

Newer than 94% of homes nearby

How 2786 Holston River Dr ranks against every home in each area.
MeasureThis homeRutledge 37861Grainger County
Estimated valuepricier than$693,93693% of homes95% of homes
Price per ft²pricier than$24261% of homes66% of homes
Living areabigger than2,864 ft²98% of homes98% of homes
Lot sizebigger than17.05 ac81% of homes75% of homes
Year builtnewer than202194% of homes95% of homes

About 2786 Holston River Dr

How much is 2786 Holston River Dr, Rutledge, TN worth?

The TopHap Estimate for 2786 Holston River Dr, Rutledge, TN is $693,936 as of Jul 14, 2026. The likely range is $570,647 to $817,225. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2786 Holston River Dr, Rutledge, TN last sell?

2786 Holston River Dr, Rutledge, TN last sold on Feb 26, 2021 for $358,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 2786 Holston River Dr, Rutledge, TN?

2786 Holston River Dr, Rutledge, TN has 4 bathrooms, 2,864 square feet of living space and a 17.05-acre lot.

When was 2786 Holston River Dr, Rutledge, TN built?

2786 Holston River Dr, Rutledge, TN was built in 2021, making it 5 years old. The building has 1 story.

What schools serve 2786 Holston River Dr, Rutledge, TN?

2786 Holston River Dr, Rutledge, TN is assigned to Joppa Elementary School (elementary), rated C+; Grainger Academy (high); Rutledge Middle School (middle), rated C+. All sit in Grainger County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2786 Holston River Dr, Rutledge, TN compare to other homes in Rutledge 37861?

Among the 4,463 homes in Rutledge 37861, it is worth more than 93% of them ($693,936 against a typical $293,592), its price per square foot is higher than 61% of them ($242 against a typical $215), it is bigger than 98% of them (2,864 ft² against a typical 1,300 ft²), its lot is bigger than 81% of them (17.05 ac against a typical 1.62 ac) and it is newer than 94% of them (2021 against a typical 1992). Measured against all of Grainger County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2786 Holston River Dr, Rutledge, TN?

The 2025 property tax bill for 2786 Holston River Dr, Rutledge, TN was $2,876. The county assessed it at $122,400.

More homes on Holston River Dr

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Assigned schools

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