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Single Family ResidenceResidential
$377,890$226 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $185,000 on Sep 23, 2005

28 ROLAND PL

SCHENECTADY, NY 12304
4
Beds
2 / 1
Baths
1,674 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.45 ac
Lot SizeThe size of the land the home sits on, from county records.
1974
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$378K
$348K low$408K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$185,000 · Sep 23, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$252,890
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$202,312
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.33%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
BANK OF AMERICA · recorded May 16, 2016
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$25,000
SUNMARK FCU

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$187,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$32,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$155,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$187,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$340,364

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.32
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountySchenectady
Lot (acres)The size of the land the home sits on, from county records.0.45
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Charlton Heights Elementary SchoolB+
Elementary · Grades KG–5 · 0.6 mi
M
Richard H O'Rourke Middle SchoolA-
Middle · Grades 6–8 · 1.5 mi
H
Burnt Hills-Ballston Lake Senior High SchoolA
High · Grades 9–12 · 2.4 mi

District: Burnt Hills-Ballston Lake Central School District

Neighborhood · ZIP 12304These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.23,062
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,329 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,506
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,943
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

28 Roland Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Schenectady 12304
  • Costs more per square foot than 81% of homes in Schenectady County
  • Has a bigger lot than 92% of homes in Schenectady 12304
  • Newer than 78% of homes in Schenectady County

What homes are worth in Schenectady 12304

Each bar is how many homes fall in that price range. The marker is this home.

This home
$104K$579K

This home is worth more than 86% of homes in Schenectady 12304.

How it measures up in Schenectady 12304

The dot is this home. The mark in the middle is the typical home in Schenectady 12304.

Estimated value$377,890
CheaperTypical $231,969Pricier

Pricier than 86% of homes nearby

Price per ft²$226
CheaperTypical $178Pricier

Pricier than 79% of homes nearby

Living area1,674 ft²
SmallerTypical 1,475 ft²Bigger

Bigger than 64% of homes nearby

Lot size0.45 ac
SmallerTypical 0.17 acBigger

Bigger than 92% of homes nearby

Year built1974
OlderTypical 1945Newer

Newer than 76% of homes nearby

How 28 Roland Pl ranks against every home in each area.
MeasureThis homeSchenectady 12304Schenectady County
Estimated valuepricier than$377,89086% of homes77% of homes
Price per ft²pricier than$22679% of homes81% of homes
Living areabigger than1,674 ft²64% of homes51% of homes
Lot sizebigger than0.45 ac92% of homes76% of homes
Year builtnewer than197476% of homes78% of homes

About 28 Roland Pl

How much is 28 Roland Pl, Schenectady, NY worth?

The TopHap Estimate for 28 Roland Pl, Schenectady, NY is $377,890 as of Jun 23, 2026. The likely range is $347,658 to $408,121. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 28 Roland Pl, Schenectady, NY last sell?

28 Roland Pl, Schenectady, NY last sold on Sep 23, 2005 for $185,000, according to the county's recorded deed.

How big is 28 Roland Pl, Schenectady, NY?

28 Roland Pl, Schenectady, NY has 4 bedrooms, 2 bathrooms, 1,674 square feet of living space and a 0.45-acre lot.

When was 28 Roland Pl, Schenectady, NY built?

28 Roland Pl, Schenectady, NY was built in 1974, making it 52 years old. It is a split level home. The building has 2 stories.

What schools serve 28 Roland Pl, Schenectady, NY?

28 Roland Pl, Schenectady, NY is assigned to Charlton Heights Elementary School (elementary), rated B+; Richard H O'Rourke Middle School (middle), rated A-; Burnt Hills-Ballston Lake Senior High School (high), rated A. All sit in Burnt Hills-Ballston Lake Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 28 Roland Pl, Schenectady, NY compare to other homes in Schenectady 12304?

Among the 6,469 homes in Schenectady 12304, it is worth more than 86% of them ($377,890 against a typical $231,969), its price per square foot is higher than 79% of them ($226 against a typical $178), it is bigger than 64% of them (1,674 ft² against a typical 1,475 ft²), its lot is bigger than 92% of them (0.45 ac against a typical 0.17 ac) and it is newer than 76% of them (1974 against a typical 1945). Measured against all of Schenectady County, it is worth more than 77% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Roland Pl

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Assigned schools

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