Skip to content
Skip to content
TopHapOpen in map
Single Family ResidentialResidential
$235,876$115 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

280 RICHARDS ST

SENECA, IL 61360
2
Baths
2,051 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.59 ac
Lot SizeThe size of the land the home sits on, from county records.
1966
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$236K
$218K low$253K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$111,876
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$89,501
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.46%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$109,000
FIRST NATIONAL BANK OTTAWA · recorded Oct 16, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$15,000
MORRIS COMMUNITY CREDIT UNION

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,548 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$82,746 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,265
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$71,481
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$68,869
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$248,238

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
47
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
71
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyLASALLE
Lot (acres)The size of the land the home sits on, from county records.0.59
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Seneca Elementary School South CampusB+
Middle · Grades 5–8 · 0.2 mi
E
Seneca Grade School North CampusB
Elementary · Grades PK–4 · 0.2 mi
H
Seneca High SchoolA+
High · Grades 9–12 · 0.4 mi

District: Seneca Township High School District 160

Neighborhood · ZIP 61360These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.3,307
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.64 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,465
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,593
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

280 Richards St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in LaSalle County
  • Costs less per square foot than 76% of homes in Seneca 61360
  • Bigger than 83% of homes in LaSalle County
  • Has a bigger lot than 80% of homes in LaSalle County

What homes are worth in Seneca 61360

Each bar is how many homes fall in that price range. The marker is this home.

This home
$86K$623K

This home is worth more than 54% of homes in Seneca 61360.

How it measures up in Seneca 61360

The dot is this home. The mark in the middle is the typical home in Seneca 61360.

Estimated value$235,876
CheaperTypical $221,727Pricier

Pricier than 54% of homes nearby

Price per ft²$115
CheaperTypical $140Pricier

Pricier than 24% of homes nearby

Living area2,051 ft²
SmallerTypical 1,640 ft²Bigger

Bigger than 75% of homes nearby

Lot size0.59 ac
SmallerTypical 0.32 acBigger

Bigger than 69% of homes nearby

Year built1966
OlderTypical 1970Newer

Newer than 47% of homes nearby

How 280 Richards St ranks against every home in each area.
MeasureThis homeSeneca 61360LaSalle County
Estimated valuepricier than$235,87654% of homes70% of homes
Price per ft²pricier than$11524% of homes42% of homes
Living areabigger than2,051 ft²75% of homes83% of homes
Lot sizebigger than0.59 ac69% of homes80% of homes
Year builtnewer than196647% of homes64% of homes

About 280 Richards St

How much is 280 Richards St, Seneca, IL worth?

The TopHap Estimate for 280 Richards St, Seneca, IL is $235,876 as of Jul 14, 2026. The likely range is $218,406 to $253,346. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 280 Richards St, Seneca, IL last sell?

280 Richards St, Seneca, IL last sold on Jan 25, 2023, according to the county's recorded deed.

How big is 280 Richards St, Seneca, IL?

280 Richards St, Seneca, IL has 2 bathrooms, 2,051 square feet of living space and a 0.59-acre lot.

When was 280 Richards St, Seneca, IL built?

280 Richards St, Seneca, IL was built in 1966, making it 60 years old. The building has 1 story.

What schools serve 280 Richards St, Seneca, IL?

280 Richards St, Seneca, IL is assigned to Seneca Elementary School South Campus (middle), rated B+; Seneca Grade School North Campus (elementary), rated B; Seneca High School (high), rated A+. All sit in Seneca Township High School District 160. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 280 Richards St, Seneca, IL compare to other homes in Seneca 61360?

Among the 1,078 homes in Seneca 61360, it is worth more than 54% of them ($235,876 against a typical $221,727), its price per square foot is higher than 24% of them ($115 against a typical $140), it is bigger than 75% of them (2,051 ft² against a typical 1,640 ft²), its lot is bigger than 69% of them (0.59 ac against a typical 0.32 ac) and it is newer than 47% of them (1966 against a typical 1970). Measured against all of LaSalle County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 280 Richards St, Seneca, IL?

The 2025 property tax bill for 280 Richards St, Seneca, IL was $4,548. The county assessed it at $82,746.

More homes on Richards St

Closest homes

More homes in Seneca 61360

Assigned schools

Explore the area

See this home in context

Open 280 Richards St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map