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Single Family ResidenceResidential
$448,544$270 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $440,000 on Jan 31, 2024

2805 RUBY ROSE LN

SAINT CLOUD, FL 34771
2
Beds
2
Baths
1,661 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$449K
$420K low$477K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$440,000 · Jan 31, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$208,544
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$166,835
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$240,000
NAVY FCU · recorded Jan 31, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,010 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$265,253 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$275,199
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$430,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
58
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOsceola
Lot (acres)The size of the land the home sits on, from county records.0.14
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Voyager K-8 SchoolA+
Elementary · Grades KG–8 · 2.6 mi
H
Tohopekaliga High SchoolC+
High · Grades 9–12 · 6.4 mi

District: Osceola County School District

Neighborhood · ZIP 34771These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.58
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.121
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.32,736
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.250 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$92,584
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,946
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2805 Ruby Rose Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Osceola County
  • Costs more per square foot than 92% of homes in Osceola County
  • Smaller than 80% of homes in Saint Cloud 34771
  • Has a smaller lot than 76% of homes in Saint Cloud 34771
  • Newer than 88% of homes in Osceola County

What homes are worth in Saint Cloud 34771

Each bar is how many homes fall in that price range. The marker is this home.

This home
$275K$900K

This home is worth more than 50% of homes in Saint Cloud 34771.

How it measures up in Saint Cloud 34771

The dot is this home. The mark in the middle is the typical home in Saint Cloud 34771.

Estimated value$448,544
CheaperTypical $447,005Pricier

Pricier than 50% of homes nearby

Price per ft²$270
CheaperTypical $209Pricier

Pricier than 89% of homes nearby

Living area1,661 ft²
SmallerTypical 2,055 ft²Bigger

Bigger than 20% of homes nearby

Lot size0.14 ac
SmallerTypical 0.17 acBigger

Bigger than 24% of homes nearby

Year built2021
OlderTypical 2019Newer

Newer than 71% of homes nearby

How 2805 Ruby Rose Ln ranks against every home in each area.
MeasureThis homeSaint Cloud 34771Osceola County
Estimated valuepricier than$448,54450% of homes76% of homes
Price per ft²pricier than$27089% of homes92% of homes
Living areabigger than1,661 ft²20% of homes40% of homes
Lot sizebigger than0.14 ac24% of homes37% of homes
Year builtnewer than202171% of homes88% of homes

About 2805 Ruby Rose Ln

How much is 2805 Ruby Rose Ln, Saint Cloud, FL worth?

The TopHap Estimate for 2805 Ruby Rose Ln, Saint Cloud, FL is $448,544 as of Jul 14, 2026. The likely range is $420,438 to $476,650. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2805 Ruby Rose Ln, Saint Cloud, FL last sell?

2805 Ruby Rose Ln, Saint Cloud, FL last sold on Jan 31, 2024 for $440,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 2805 Ruby Rose Ln, Saint Cloud, FL?

2805 Ruby Rose Ln, Saint Cloud, FL has 2 bedrooms, 2 bathrooms, 1,661 square feet of living space and a 0.14-acre lot.

When was 2805 Ruby Rose Ln, Saint Cloud, FL built?

2805 Ruby Rose Ln, Saint Cloud, FL was built in 2021, making it 5 years old. The building has 1 story.

What schools serve 2805 Ruby Rose Ln, Saint Cloud, FL?

2805 Ruby Rose Ln, Saint Cloud, FL is assigned to Voyager K-8 School (elementary), rated A+; Tohopekaliga High School (high), rated C+. All sit in Osceola County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2805 Ruby Rose Ln, Saint Cloud, FL compare to other homes in Saint Cloud 34771?

Among the 15,568 homes in Saint Cloud 34771, it is worth more than 50% of them ($448,544 against a typical $447,005), its price per square foot is higher than 89% of them ($270 against a typical $209), it is bigger than 20% of them (1,661 ft² against a typical 2,055 ft²), its lot is bigger than 24% of them (0.14 ac against a typical 0.17 ac) and it is newer than 71% of them (2021 against a typical 2019). Measured against all of Osceola County, it is worth more than 76% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2805 Ruby Rose Ln, Saint Cloud, FL?

The 2025 property tax bill for 2805 Ruby Rose Ln, Saint Cloud, FL was $5,010. The county assessed it at $265,253.

More homes on Ruby Rose Ln

Closest homes

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Assigned schools

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