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Single Family ResidenceResidential
$363,110$200 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2809 RUFUS RATCHFORD RD

GASTONIA, NC 28056
4
Beds
3
Baths
1,816 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.66 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$363K
$337K low$389K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$156,989
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$125,591
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.59%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$180,750
GEORGE MASON MORTGAGE LLC · recorded Dec 14, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$25,371
WACHOVIA BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,964 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$275,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,240
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$251,860
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$275,100

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyGaston
Lot (acres)The size of the land the home sits on, from county records.0.66
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Forestview High SchoolC-
High · Grades 9–12 · 3.5 mi
E
W. A. Bess Elementary SchoolC
Elementary · Grades PK–5 · 3.6 mi
M
Cramerton Middle SchoolA+
Middle · Grades 6–8 · 4.4 mi

District: Gaston County Schools

Neighborhood · ZIP 28056These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.39,962
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.821 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,891
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,808
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2809 Rufus Ratchford Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Gaston County
  • Has a bigger lot than 73% of homes in Gastonia 28056
  • Older than 70% of homes in Gastonia 28056

What homes are worth in Gastonia 28056

Each bar is how many homes fall in that price range. The marker is this home.

This home
$121K$771K

This home is worth more than 53% of homes in Gastonia 28056.

How it measures up in Gastonia 28056

The dot is this home. The mark in the middle is the typical home in Gastonia 28056.

Estimated value$363,110
CheaperTypical $353,500Pricier

Pricier than 53% of homes nearby

Price per ft²$200
CheaperTypical $187Pricier

Pricier than 62% of homes nearby

Living area1,816 ft²
SmallerTypical 1,786 ft²Bigger

Bigger than 51% of homes nearby

Lot size0.66 ac
SmallerTypical 0.4 acBigger

Bigger than 73% of homes nearby

Year built1978
OlderTypical 1989Newer

Newer than 30% of homes nearby

How 2809 Rufus Ratchford Rd ranks against every home in each area.
MeasureThis homeGastonia 28056Gaston County
Estimated valuepricier than$363,11053% of homes69% of homes
Price per ft²pricier than$20062% of homes64% of homes
Living areabigger than1,816 ft²51% of homes64% of homes
Lot sizebigger than0.66 ac73% of homes73% of homes
Year builtnewer than197830% of homes47% of homes

About 2809 Rufus Ratchford Rd

How much is 2809 Rufus Ratchford Rd, Gastonia, NC worth?

The TopHap Estimate for 2809 Rufus Ratchford Rd, Gastonia, NC is $363,110 as of Jul 14, 2026. The likely range is $336,991 to $389,229. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 2809 Rufus Ratchford Rd, Gastonia, NC?

2809 Rufus Ratchford Rd, Gastonia, NC has 4 bedrooms, 3 bathrooms, 1,816 square feet of living space and a 0.66-acre lot.

When was 2809 Rufus Ratchford Rd, Gastonia, NC built?

2809 Rufus Ratchford Rd, Gastonia, NC was built in 1978, making it 48 years old. It is a ranch home. The building has 1 story.

What schools serve 2809 Rufus Ratchford Rd, Gastonia, NC?

2809 Rufus Ratchford Rd, Gastonia, NC is assigned to Forestview High School (high), rated C-; W. A. Bess Elementary School (elementary), rated C; Cramerton Middle School (middle), rated A+. All sit in Gaston County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2809 Rufus Ratchford Rd, Gastonia, NC compare to other homes in Gastonia 28056?

Among the 13,480 homes in Gastonia 28056, it is worth more than 53% of them ($363,110 against a typical $353,500), its price per square foot is higher than 62% of them ($200 against a typical $187), it is bigger than 51% of them (1,816 ft² against a typical 1,786 ft²), its lot is bigger than 73% of them (0.66 ac against a typical 0.4 ac) and it is newer than 30% of them (1978 against a typical 1989). Measured against all of Gaston County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2809 Rufus Ratchford Rd, Gastonia, NC?

The 2025 property tax bill for 2809 Rufus Ratchford Rd, Gastonia, NC was $1,964. The county assessed it at $275,100.

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Assigned schools

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