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Single Family ResidenceResidential
$266,449$188 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $237,900 on Jul 11, 2025

2866 WHITE ROCK RD NW

RADFORD, VA 24141
2
Beds
2
Baths
1,418 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.64 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$266K
$252K low$281K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$237,900 · Jul 11, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$35,686
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$28,549
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.87%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$230,763
FIRST HERITAGE MORTGAGE LLC · recorded Jul 11, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$919 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$199,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$174,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$199,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$199,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.60 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyFLOYD
Lot (acres)The size of the land the home sits on, from county records.0.64
RoofThe main material covering the roof, such as asphalt shingle or tile.Galvanized
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Indian Valley Elementary SchoolB+
Elementary · Grades KG–7 · 4.7 mi
H
Floyd County High SchoolB
High · Grades 8–12 · 12.5 mi

District: Floyd County Public Schools

Neighborhood · ZIP 24141These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.95

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.22,376
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.341 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,158
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,515
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2866 White Rock Rd Nw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 66% of homes in Radford 24141

What homes are worth in Radford 24141

Each bar is how many homes fall in that price range. The marker is this home.

This home
$66K$779K

This home is worth more than 52% of homes in Radford 24141.

How it measures up in Radford 24141

The dot is this home. The mark in the middle is the typical home in Radford 24141.

Estimated value$266,449
CheaperTypical $261,147Pricier

Pricier than 52% of homes nearby

Price per ft²$188
CheaperTypical $187Pricier

Pricier than 50% of homes nearby

Living area1,418 ft²
SmallerTypical 1,596 ft²Bigger

Bigger than 37% of homes nearby

Lot size0.64 ac
SmallerTypical 0.37 acBigger

Bigger than 66% of homes nearby

Year built1978
OlderTypical 1978Newer

Newer than 50% of homes nearby

How 2866 White Rock Rd Nw ranks against every home in each area.
MeasureThis homeRadford 24141
Estimated valuepricier than$266,44952% of homes
Price per ft²pricier than$18850% of homes
Living areabigger than1,418 ft²37% of homes
Lot sizebigger than0.64 ac66% of homes
Year builtnewer than197850% of homes

About 2866 White Rock Rd Nw

How much is 2866 White Rock Rd Nw, Radford, VA worth?

The TopHap Estimate for 2866 White Rock Rd Nw, Radford, VA is $266,449 as of Jul 14, 2026. The likely range is $252,168 to $280,730. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2866 White Rock Rd Nw, Radford, VA last sell?

2866 White Rock Rd Nw, Radford, VA last sold on Jul 11, 2025 for $237,900, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 2866 White Rock Rd Nw, Radford, VA?

2866 White Rock Rd Nw, Radford, VA has 2 bedrooms, 2 bathrooms, 1,418 square feet of living space and a 0.64-acre lot.

When was 2866 White Rock Rd Nw, Radford, VA built?

2866 White Rock Rd Nw, Radford, VA was built in 1978, making it 48 years old. It is a ranch home.

What schools serve 2866 White Rock Rd Nw, Radford, VA?

2866 White Rock Rd Nw, Radford, VA is assigned to Indian Valley Elementary School (elementary), rated B+; Floyd County High School (high), rated B. All sit in Floyd County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2866 White Rock Rd Nw, Radford, VA compare to other homes in Radford 24141?

Among the 6,190 homes in Radford 24141, it is worth more than 52% of them ($266,449 against a typical $261,147), its price per square foot is higher than 50% of them ($188 against a typical $187), it is bigger than 37% of them (1,418 ft² against a typical 1,596 ft²), its lot is bigger than 66% of them (0.64 ac against a typical 0.37 ac) and it is newer than 50% of them (1978 against a typical 1978). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2866 White Rock Rd Nw, Radford, VA?

The 2026 property tax bill for 2866 White Rock Rd Nw, Radford, VA was $919. The county assessed it at $199,700.

More homes on White Rock Rd Nw

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Assigned schools

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