Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$249,194$168 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

295 PROSPECT LN

ROCKY MOUNT, VA 24151
3
Beds
1.5
Baths
1,479 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$249K
$228K low$270K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$130,194
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$104,155
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.49%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$119,000
CARTER BK & TR · recorded Oct 21, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,066 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$248,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$26,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$221,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$248,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
29
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFRANKLIN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1994
Lot (acres)The size of the land the home sits on, from county records.2.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.No Garage
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 144 ft²Porch · 64 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Franklin County High SchoolC
High · Grades 9–12 · 11.1 mi
M
Benjamin Franklin Middle SchoolB
Middle · Grades 6–8 · 11.9 mi

District: Franklin County Public Schools

Neighborhood · ZIP 24151These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.18,763
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.114 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,884
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,140
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

295 Prospect Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Franklin County
  • Costs less per square foot than 78% of homes in Franklin County
  • Has a bigger lot than 66% of homes in Rocky Mount 24151

What homes are worth in Rocky Mount 24151

Each bar is how many homes fall in that price range. The marker is this home.

This home
$89K$667K

This home is worth more than 45% of homes in Rocky Mount 24151.

How it measures up in Rocky Mount 24151

The dot is this home. The mark in the middle is the typical home in Rocky Mount 24151.

Estimated value$249,194
CheaperTypical $266,721Pricier

Pricier than 45% of homes nearby

Price per ft²$168
CheaperTypical $180Pricier

Pricier than 40% of homes nearby

Living area1,479 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 52% of homes nearby

Lot size2 ac
SmallerTypical 1.01 acBigger

Bigger than 66% of homes nearby

Year built1978
OlderTypical 1975Newer

Newer than 55% of homes nearby

How 295 Prospect Ln ranks against every home in each area.
MeasureThis homeRocky Mount 24151Franklin County
Estimated valuepricier than$249,19445% of homes25% of homes
Price per ft²pricier than$16840% of homes22% of homes
Living areabigger than1,479 ft²52% of homes43% of homes
Lot sizebigger than2 ac66% of homes61% of homes
Year builtnewer than197855% of homes36% of homes

About 295 Prospect Ln

How much is 295 Prospect Ln, Rocky Mount, VA worth?

The TopHap Estimate for 295 Prospect Ln, Rocky Mount, VA is $249,194 as of Jul 14, 2026. The likely range is $228,428 to $269,960. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 295 Prospect Ln, Rocky Mount, VA last sell?

295 Prospect Ln, Rocky Mount, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 295 Prospect Ln, Rocky Mount, VA?

295 Prospect Ln, Rocky Mount, VA has 3 bedrooms, 1.5 bathrooms, 1,479 square feet of living space and a 2.00-acre lot.

When was 295 Prospect Ln, Rocky Mount, VA built?

295 Prospect Ln, Rocky Mount, VA was built in 1978, making it 48 years old. The building has 1 story.

What schools serve 295 Prospect Ln, Rocky Mount, VA?

295 Prospect Ln, Rocky Mount, VA is assigned to Franklin County High School (high), rated C; Benjamin Franklin Middle School (middle), rated B. All sit in Franklin County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 295 Prospect Ln, Rocky Mount, VA compare to other homes in Rocky Mount 24151?

Among the 6,643 homes in Rocky Mount 24151, it is worth more than 45% of them ($249,194 against a typical $266,721), its price per square foot is higher than 40% of them ($168 against a typical $180), it is bigger than 52% of them (1,479 ft² against a typical 1,456 ft²), its lot is bigger than 66% of them (2 ac against a typical 1.01 ac) and it is newer than 55% of them (1978 against a typical 1975). Measured against all of Franklin County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 295 Prospect Ln, Rocky Mount, VA?

The 2025 property tax bill for 295 Prospect Ln, Rocky Mount, VA was $1,066. The county assessed it at $248,000.

More homes on Prospect Ln

Closest homes

More homes in Rocky Mount 24151

Assigned schools

Explore the area

See this home in context

Open 295 Prospect Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map