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Single Family ResidenceResidential
$494,127$166 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $118,000 on Nov 5, 2013

3 ROSEWOOD DR

LUDLOW, MA 01056
3
Beds
3
Baths
2,981 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.92 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$494K
$450K low$539K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$118,000 · Nov 5, 2013
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$18,727
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$14,982
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.96%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$365,400
COUNTRY BANK · R · recorded Nov 15, 2019
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$110,000
CITIZENS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,626 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$670,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$135,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$534,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$809,020

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyHAMPDEN
Lot (acres)The size of the land the home sits on, from county records.0.92
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ludlow Senior High SchoolC
High · Grades 9–12 · 1.1 mi
M
Paul R Baird Middle SchoolC-
Middle · Grades 6–8 · 1.1 mi
E
East Street Elementary School
Elementary · Grades PK–1 · 1.9 mi

District: Ludlow School District

Neighborhood · ZIP 01056These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.57
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.20,664
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.738 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,317
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,106
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3 Rosewood Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Hampden County
  • Costs less per square foot than 97% of homes in Ludlow 01056
  • Bigger than 96% of homes in Ludlow 01056
  • Has a bigger lot than 81% of homes in Hampden County
  • Among the newest homes in Hampden County

What homes are worth in Ludlow 01056

Each bar is how many homes fall in that price range. The marker is this home.

This home
$232K$699K

This home is worth more than 83% of homes in Ludlow 01056.

How it measures up in Ludlow 01056

The dot is this home. The mark in the middle is the typical home in Ludlow 01056.

Estimated value$494,127
CheaperTypical $351,927Pricier

Pricier than 83% of homes nearby

Price per ft²$166
CheaperTypical $244Pricier

Pricier than 3% of homes nearby

Living area2,981 ft²
SmallerTypical 1,526 ft²Bigger

Bigger than 96% of homes nearby

Lot size0.92 ac
SmallerTypical 0.39 acBigger

Bigger than 72% of homes nearby

Year built2020
OlderTypical 1964Newer

Newer than almost all homes nearby

How 3 Rosewood Dr ranks against every home in each area.
MeasureThis homeLudlow 01056Hampden County
Estimated valuepricier than$494,12783% of homes84% of homes
Price per ft²pricier than$1663% of homes7% of homes
Living areabigger than2,981 ft²96% of homes92% of homes
Lot sizebigger than0.92 ac72% of homes81% of homes
Year builtnewer than2020almost all homesalmost all homes

About 3 Rosewood Dr

How much is 3 Rosewood Dr, Ludlow, MA worth?

The TopHap Estimate for 3 Rosewood Dr, Ludlow, MA is $494,127 as of Jun 23, 2026. The likely range is $449,655 to $538,598. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3 Rosewood Dr, Ludlow, MA last sell?

3 Rosewood Dr, Ludlow, MA last sold on Nov 5, 2013 for $118,000, according to the county's recorded deed.

How big is 3 Rosewood Dr, Ludlow, MA?

3 Rosewood Dr, Ludlow, MA has 3 bedrooms, 3 bathrooms, 2,981 square feet of living space and a 0.92-acre lot.

When was 3 Rosewood Dr, Ludlow, MA built?

3 Rosewood Dr, Ludlow, MA was built in 2020, making it 6 years old. It is a colonial home. The building has 2 stories.

What schools serve 3 Rosewood Dr, Ludlow, MA?

3 Rosewood Dr, Ludlow, MA is assigned to Ludlow Senior High School (high), rated C; Paul R Baird Middle School (middle), rated C-; East Street Elementary School (elementary). All sit in Ludlow School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3 Rosewood Dr, Ludlow, MA compare to other homes in Ludlow 01056?

Among the 7,285 homes in Ludlow 01056, it is worth more than 83% of them ($494,127 against a typical $351,927), its price per square foot is higher than 3% of them ($166 against a typical $244), it is bigger than 96% of them (2,981 ft² against a typical 1,526 ft²), its lot is bigger than 72% of them (0.92 ac against a typical 0.39 ac) and it is newer than almost all of them (2020 against a typical 1964). Measured against all of Hampden County, it is worth more than 84% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3 Rosewood Dr, Ludlow, MA?

The 2025 property tax bill for 3 Rosewood Dr, Ludlow, MA was $11,626. The county assessed it at $670,100.

More homes on Rosewood Dr

Closest homes

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Assigned schools

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