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Single Family ResidenceResidential
$262,500$166 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $262,500 on Jul 1, 2026

309 RADCLIFF RD

BELLEVILLE, IL 62221
3
Baths
1,578 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$263K
$255K low$270K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$262,500 · Jul 1, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$25,512
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$20,410
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.96%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$236,988
MORTGAGE RESEARCH CENTER LLC · 7.12% 2 · recorded Oct 23, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,073 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$65,739 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,751
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$52,988
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$58,184
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$197,217

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
70
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyST. CLAIR
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2001
Lot (acres)The size of the land the home sits on, from county records.0.26
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 200 ft²Patio · 200 ft²Porch · 86 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Whiteside Middle SchoolC
Middle · Grades 5–8 · 0.7 mi
E
Whiteside Elementary SchoolC-
Elementary · Grades PK–4 · 0.8 mi

District: Whiteside School District 115

Neighborhood · ZIP 62221These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.163

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.30,133
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.851 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,289
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,239
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

309 Radcliff Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in St. Clair County
  • Bigger than 77% of homes in St. Clair County
  • Newer than 80% of homes in St. Clair County

What homes are worth in Belleville 62221

Each bar is how many homes fall in that price range. The marker is this home.

This home
$81K$563K

This home is worth more than 58% of homes in Belleville 62221.

How it measures up in Belleville 62221

The dot is this home. The mark in the middle is the typical home in Belleville 62221.

Estimated value$262,500
CheaperTypical $238,426Pricier

Pricier than 58% of homes nearby

Price per ft²$166
CheaperTypical $166Pricier

Pricier than 50% of homes nearby

Living area1,578 ft²
SmallerTypical 1,316 ft²Bigger

Bigger than 67% of homes nearby

Lot size0.26 ac
SmallerTypical 0.25 acBigger

Bigger than 56% of homes nearby

Year built1998
OlderTypical 1987Newer

Newer than 69% of homes nearby

How 309 Radcliff Rd ranks against every home in each area.
MeasureThis homeBelleville 62221St. Clair County
Estimated valuepricier than$262,50058% of homes70% of homes
Price per ft²pricier than$16650% of homes62% of homes
Living areabigger than1,578 ft²67% of homes77% of homes
Lot sizebigger than0.26 ac56% of homes55% of homes
Year builtnewer than199869% of homes80% of homes

About 309 Radcliff Rd

How much is 309 Radcliff Rd, Belleville, IL worth?

The TopHap Estimate for 309 Radcliff Rd, Belleville, IL is $262,500 as of Jul 14, 2026. The likely range is $255,309 to $269,691. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 309 Radcliff Rd, Belleville, IL last sell?

309 Radcliff Rd, Belleville, IL last sold on Jul 1, 2026 for $262,500, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 309 Radcliff Rd, Belleville, IL?

309 Radcliff Rd, Belleville, IL has 3 bathrooms, 1,578 square feet of living space and a 0.26-acre lot.

When was 309 Radcliff Rd, Belleville, IL built?

309 Radcliff Rd, Belleville, IL was built in 1998, making it 28 years old. The building has 1 story.

What schools serve 309 Radcliff Rd, Belleville, IL?

309 Radcliff Rd, Belleville, IL is assigned to Whiteside Middle School (middle), rated C; Whiteside Elementary School (elementary), rated C-. All sit in Whiteside School District 115. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 309 Radcliff Rd, Belleville, IL compare to other homes in Belleville 62221?

Among the 10,156 homes in Belleville 62221, it is worth more than 58% of them ($262,500 against a typical $238,426), its price per square foot is higher than 50% of them ($166 against a typical $166), it is bigger than 67% of them (1,578 ft² against a typical 1,316 ft²), its lot is bigger than 56% of them (0.26 ac against a typical 0.25 ac) and it is newer than 69% of them (1998 against a typical 1987). Measured against all of St. Clair County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 309 Radcliff Rd, Belleville, IL?

The 2024 property tax bill for 309 Radcliff Rd, Belleville, IL was $4,073. The county assessed it at $65,739.

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Assigned schools

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