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Single Family ResidenceResidential
$294,909$261 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $196,000 on Jun 6, 2001

3095 MOUNT RIDGE RD

SAINT PAUL, MN 55113
4
Beds
2
Baths
1,129 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$295K
$263K low$327K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$196,000 · Jun 6, 2001
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$196,909
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$157,527
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.34%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$98,000
EAGLE VALLEY BANK NA · recorded Oct 17, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,252 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$388,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$110,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$278,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$373,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$388,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.18 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Foyer
CountyRAMSEY
Lot (acres)The size of the land the home sits on, from county records.0.21
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Valentine Hills Elementary SchoolB-
Elementary · Grades 1–5 · 1.6 mi
H
Mounds View High SchoolA+
High · Grades 9–12 · 2.0 mi
M
Highview Middle SchoolB
Middle · Grades 6–8 · 2.4 mi

District: Mounds View Public School District

Neighborhood · ZIP 55113These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.9

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.40,782
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,604 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,491
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$119,891
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3095 Mount Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in Ramsey County
  • Costs more per square foot than 94% of homes in Saint Paul 55113
  • Smaller than 95% of homes in Langton Lake
  • Has a smaller lot than 73% of homes in Langton Lake
  • Newer than 80% of homes in Saint Paul 55113

What homes are worth in Saint Paul 55113

Each bar is how many homes fall in that price range. The marker is this home.

This home
$103K$660K

This home is worth more than 64% of homes in Saint Paul 55113.

How it measures up in Saint Paul 55113

The dot is this home. The mark in the middle is the typical home in Saint Paul 55113.

Estimated value$294,909
CheaperTypical $260,794Pricier

Pricier than 64% of homes nearby

Price per ft²$261
CheaperTypical $174Pricier

Pricier than 94% of homes nearby

Living area1,129 ft²
SmallerTypical 1,450 ft²Bigger

Bigger than 26% of homes nearby

Lot size0.21 ac
SmallerTypical 0.25 acBigger

Bigger than 27% of homes nearby

Year built1978
OlderTypical 1961Newer

Newer than 80% of homes nearby

How 3095 Mount Ridge Rd ranks against every home in each area.
MeasureThis homeLangton LakeSaint Paul 55113Ramsey County
Estimated valuepricier than$294,90941% of homes64% of homes67% of homes
Price per ft²pricier than$26193% of homes94% of homes91% of homes
Living areabigger than1,129 ft²5% of homes26% of homes27% of homes
Lot sizebigger than0.21 ac27% of homes27% of homes57% of homes
Year builtnewer than197871% of homes80% of homes74% of homes

About 3095 Mount Ridge Rd

How much is 3095 Mount Ridge Rd, Saint Paul, MN worth?

The TopHap Estimate for 3095 Mount Ridge Rd, Saint Paul, MN is $294,909 as of Jul 14, 2026. The likely range is $262,651 to $327,167. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3095 Mount Ridge Rd, Saint Paul, MN last sell?

3095 Mount Ridge Rd, Saint Paul, MN last sold on Jun 6, 2001 for $196,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 3095 Mount Ridge Rd, Saint Paul, MN?

3095 Mount Ridge Rd, Saint Paul, MN has 4 bedrooms, 2 bathrooms, 1,129 square feet of living space and a 0.21-acre lot.

When was 3095 Mount Ridge Rd, Saint Paul, MN built?

3095 Mount Ridge Rd, Saint Paul, MN was built in 1978, making it 48 years old. It is a split foyer home. The building has 1 story.

What schools serve 3095 Mount Ridge Rd, Saint Paul, MN?

3095 Mount Ridge Rd, Saint Paul, MN is assigned to Valentine Hills Elementary School (elementary), rated B-; Mounds View High School (high), rated A+; Highview Middle School (middle), rated B. All sit in Mounds View Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3095 Mount Ridge Rd, Saint Paul, MN compare to other homes in Saint Paul 55113?

Among the 13,197 homes in Saint Paul 55113, it is worth more than 64% of them ($294,909 against a typical $260,794), its price per square foot is higher than 94% of them ($261 against a typical $174), it is bigger than 26% of them (1,129 ft² against a typical 1,450 ft²), its lot is bigger than 27% of them (0.21 ac against a typical 0.25 ac) and it is newer than 80% of them (1978 against a typical 1961). Measured against all of Ramsey County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3095 Mount Ridge Rd, Saint Paul, MN?

The 2025 property tax bill for 3095 Mount Ridge Rd, Saint Paul, MN was $5,252. The county assessed it at $388,100.

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Assigned schools

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