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Single Family ResidenceResidential
$362,237$321 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $285,000 on Sep 18, 2017

3109 MOUNT RIDGE RD

SAINT PAUL, MN 55113
4
Beds
2
Baths
1,129 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$362K
$335K low$390K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$285,000 · Sep 18, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$162,737
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$130,190
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.67%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$199,500
FINANCE OF AMERICA MTG · recorded Sep 18, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,632 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$410,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$110,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$300,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$425,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$410,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Foyer
CountyRAMSEY
Lot (acres)The size of the land the home sits on, from county records.0.20
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Valentine Hills Elementary SchoolB-
Elementary · Grades 1–5 · 1.5 mi
H
Mounds View High SchoolA+
High · Grades 9–12 · 2.0 mi
M
Highview Middle SchoolB
Middle · Grades 6–8 · 2.4 mi

District: Mounds View Public School District

Neighborhood · ZIP 55113These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.9

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.40,782
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,604 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,491
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$119,891
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3109 Mount Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Saint Paul 55113
  • Costs more per square foot than 95% of homes in Saint Paul 55113
  • Smaller than 80% of homes in Langton Lake
  • Has a smaller lot than 84% of homes in Saint Paul 55113
  • Newer than 80% of homes in Saint Paul 55113

What homes are worth in Saint Paul 55113

Each bar is how many homes fall in that price range. The marker is this home.

This home
$101K$656K

This home is worth more than 82% of homes in Saint Paul 55113.

How it measures up in Saint Paul 55113

The dot is this home. The mark in the middle is the typical home in Saint Paul 55113.

Estimated value$362,237
CheaperTypical $261,002Pricier

Pricier than 82% of homes nearby

Price per ft²$321
CheaperTypical $200Pricier

Pricier than 95% of homes nearby

Living area1,129 ft²
SmallerTypical 1,270 ft²Bigger

Bigger than 35% of homes nearby

Lot size0.2 ac
SmallerTypical 0.26 acBigger

Bigger than 16% of homes nearby

Year built1978
OlderTypical 1961Newer

Newer than 80% of homes nearby

How 3109 Mount Ridge Rd ranks against every home in each area.
MeasureThis homeLangton LakeSaint Paul 55113Ramsey County
Estimated valuepricier than$362,23769% of homes82% of homes81% of homes
Price per ft²pricier than$32191% of homes95% of homes94% of homes
Living areabigger than1,129 ft²20% of homes35% of homes37% of homes
Lot sizebigger than0.2 ac25% of homes16% of homes46% of homes
Year builtnewer than197871% of homes80% of homes73% of homes

About 3109 Mount Ridge Rd

How much is 3109 Mount Ridge Rd, Saint Paul, MN worth?

The TopHap Estimate for 3109 Mount Ridge Rd, Saint Paul, MN is $362,237 as of Jul 14, 2026. The likely range is $334,830 to $389,644. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3109 Mount Ridge Rd, Saint Paul, MN last sell?

3109 Mount Ridge Rd, Saint Paul, MN last sold on Sep 18, 2017 for $285,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 3109 Mount Ridge Rd, Saint Paul, MN?

3109 Mount Ridge Rd, Saint Paul, MN has 4 bedrooms, 2 bathrooms, 1,129 square feet of living space and a 0.20-acre lot.

When was 3109 Mount Ridge Rd, Saint Paul, MN built?

3109 Mount Ridge Rd, Saint Paul, MN was built in 1978, making it 48 years old. It is a split foyer home. The building has 1 story.

What schools serve 3109 Mount Ridge Rd, Saint Paul, MN?

3109 Mount Ridge Rd, Saint Paul, MN is assigned to Valentine Hills Elementary School (elementary), rated B-; Mounds View High School (high), rated A+; Highview Middle School (middle), rated B. All sit in Mounds View Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3109 Mount Ridge Rd, Saint Paul, MN compare to other homes in Saint Paul 55113?

Among the 13,261 homes in Saint Paul 55113, it is worth more than 82% of them ($362,237 against a typical $261,002), its price per square foot is higher than 95% of them ($321 against a typical $200), it is bigger than 35% of them (1,129 ft² against a typical 1,270 ft²), its lot is bigger than 16% of them (0.2 ac against a typical 0.26 ac) and it is newer than 80% of them (1978 against a typical 1961). Measured against all of Ramsey County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3109 Mount Ridge Rd, Saint Paul, MN?

The 2025 property tax bill for 3109 Mount Ridge Rd, Saint Paul, MN was $5,632. The county assessed it at $410,100.

More homes on Mount Ridge Rd

Closest homes

More homes in Saint Paul 55113

Assigned schools

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