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Single Family ResidenceResidential
$425,831$336 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $425,000 on Apr 17, 2026

314 RATCHFORD AVE

GASTONIA, NC 28054
3
Beds
2
Baths
1,267 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.48 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.

Valuation

$426K
$342K low$509K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$425,000 · Apr 17, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$425,831
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$340,665

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,283 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$301,460 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$21,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$280,460
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$301,460

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
63
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyGaston
Lot (acres)The size of the land the home sits on, from county records.0.48

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Springfield Elementary School
Elementary · Grades PK–2 · 0.8 mi
M
Stanley Middle SchoolC+
Middle · Grades 6–8 · 1.1 mi
H
East Gaston High SchoolC+
High · Grades 9–12 · 3.0 mi

District: Gaston County Schools

Neighborhood · ZIP 28054These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.71

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.39,920
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,089 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,034
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,585
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

314 Ratchford Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Gastonia 28054
  • Among the highest price per square foot in Gastonia 28054
  • Smaller than 69% of homes in Gaston County
  • Has a bigger lot than 82% of homes in Gastonia 28054
  • Newer than 96% of homes in Gastonia 28054

What homes are worth in Gastonia 28054

Each bar is how many homes fall in that price range. The marker is this home.

This home
$83K$590K

This home is worth more than 91% of homes in Gastonia 28054.

How it measures up in Gastonia 28054

The dot is this home. The mark in the middle is the typical home in Gastonia 28054.

Estimated value$425,831
CheaperTypical $263,892Pricier

Pricier than 91% of homes nearby

Price per ft²$336
CheaperTypical $162Pricier

Pricier than almost all homes nearby

Living area1,267 ft²
SmallerTypical 1,537 ft²Bigger

Bigger than 34% of homes nearby

Lot size0.48 ac
SmallerTypical 0.31 acBigger

Bigger than 82% of homes nearby

Year built2022
OlderTypical 1969Newer

Newer than 96% of homes nearby

How 314 Ratchford Ave ranks against every home in each area.
MeasureThis homeGastonia 28054Gaston County
Estimated valuepricier than$425,83191% of homes79% of homes
Price per ft²pricier than$336almost all homes98% of homes
Living areabigger than1,267 ft²34% of homes31% of homes
Lot sizebigger than0.48 ac82% of homes63% of homes
Year builtnewer than202296% of homes96% of homes

About 314 Ratchford Ave

How much is 314 Ratchford Ave, Gastonia, NC worth?

The TopHap Estimate for 314 Ratchford Ave, Gastonia, NC is $425,831 as of Jul 14, 2026. The likely range is $342,222 to $509,440. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 314 Ratchford Ave, Gastonia, NC last sell?

314 Ratchford Ave, Gastonia, NC last sold on Apr 17, 2026 for $425,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 314 Ratchford Ave, Gastonia, NC?

314 Ratchford Ave, Gastonia, NC has 3 bedrooms, 2 bathrooms, 1,267 square feet of living space and a 0.48-acre lot.

When was 314 Ratchford Ave, Gastonia, NC built?

314 Ratchford Ave, Gastonia, NC was built in 2022, making it 4 years old. It is a conventional home.

What schools serve 314 Ratchford Ave, Gastonia, NC?

314 Ratchford Ave, Gastonia, NC is assigned to Springfield Elementary School (elementary); Stanley Middle School (middle), rated C+; East Gaston High School (high), rated C+. All sit in Gaston County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 314 Ratchford Ave, Gastonia, NC compare to other homes in Gastonia 28054?

Among the 12,164 homes in Gastonia 28054, it is worth more than 91% of them ($425,831 against a typical $263,892), its price per square foot is higher than almost all of them ($336 against a typical $162), it is bigger than 34% of them (1,267 ft² against a typical 1,537 ft²), its lot is bigger than 82% of them (0.48 ac against a typical 0.31 ac) and it is newer than 96% of them (2022 against a typical 1969). Measured against all of Gaston County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 314 Ratchford Ave, Gastonia, NC?

The 2025 property tax bill for 314 Ratchford Ave, Gastonia, NC was $3,283. The county assessed it at $301,460.

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Assigned schools

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