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Single Family ResidenceResidential
$244,004$104 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

314 RUGGLES LOOP

TEMPLE, TX 76501
3
Beds
2
Baths
2,350 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.36 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$244K
$229K low$259K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$244,004
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$195,203

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,102 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$272,998 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$32,069
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$248,709
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$248,180
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$280,778

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBell
Lot (acres)The size of the land the home sits on, from county records.0.36
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 100 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Jefferson Elementary SchoolD+
Elementary · Grades KG–5 · 0.7 mi
M
Lamar Middle SchoolC+
Middle · Grades 6–8 · 0.8 mi
H
Temple High SchoolD
High · Grades 9–12 · 2.0 mi

District: Temple Independent School District

Neighborhood · ZIP 76501These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.25%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.18,782
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.160 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,904
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,743
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

314 Ruggles Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in Temple 76501
  • Costs less per square foot than 92% of homes in Bell County
  • Bigger than 87% of homes in Temple 76501
  • Has a bigger lot than 76% of homes in Bell County
  • Older than 78% of homes in Bell County

What homes are worth in Temple 76501

Each bar is how many homes fall in that price range. The marker is this home.

This home
$71K$719K

This home is worth more than 70% of homes in Temple 76501.

How it measures up in Temple 76501

The dot is this home. The mark in the middle is the typical home in Temple 76501.

Estimated value$244,004
CheaperTypical $185,613Pricier

Pricier than 70% of homes nearby

Price per ft²$104
CheaperTypical $129Pricier

Pricier than 22% of homes nearby

Living area2,350 ft²
SmallerTypical 1,474 ft²Bigger

Bigger than 87% of homes nearby

Lot size0.36 ac
SmallerTypical 0.22 acBigger

Bigger than 69% of homes nearby

Year built1977
OlderTypical 1970Newer

Newer than 58% of homes nearby

How 314 Ruggles Loop ranks against every home in each area.
MeasureThis homeTemple 76501Bell County
Estimated valuepricier than$244,00470% of homes47% of homes
Price per ft²pricier than$10422% of homes8% of homes
Living areabigger than2,350 ft²87% of homes79% of homes
Lot sizebigger than0.36 ac69% of homes76% of homes
Year builtnewer than197758% of homes22% of homes

About 314 Ruggles Loop

How much is 314 Ruggles Loop, Temple, TX worth?

The TopHap Estimate for 314 Ruggles Loop, Temple, TX is $244,004 as of Jul 14, 2026. The likely range is $229,357 to $258,651. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 314 Ruggles Loop, Temple, TX last sell?

314 Ruggles Loop, Temple, TX last sold on Sep 16, 1980, according to the county's recorded deed.

How big is 314 Ruggles Loop, Temple, TX?

314 Ruggles Loop, Temple, TX has 3 bedrooms, 2 bathrooms, 2,350 square feet of living space and a 0.36-acre lot.

When was 314 Ruggles Loop, Temple, TX built?

314 Ruggles Loop, Temple, TX was built in 1977, making it 49 years old. The building has 1 story.

What schools serve 314 Ruggles Loop, Temple, TX?

314 Ruggles Loop, Temple, TX is assigned to Jefferson Elementary School (elementary), rated D+; Lamar Middle School (middle), rated C+; Temple High School (high), rated D. All sit in Temple Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 314 Ruggles Loop, Temple, TX compare to other homes in Temple 76501?

Among the 6,478 homes in Temple 76501, it is worth more than 70% of them ($244,004 against a typical $185,613), its price per square foot is higher than 22% of them ($104 against a typical $129), it is bigger than 87% of them (2,350 ft² against a typical 1,474 ft²), its lot is bigger than 69% of them (0.36 ac against a typical 0.22 ac) and it is newer than 58% of them (1977 against a typical 1970). Measured against all of Bell County, it is worth more than 47% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 314 Ruggles Loop, Temple, TX?

The 2024 property tax bill for 314 Ruggles Loop, Temple, TX was $1,102. The county assessed it at $272,998.

More homes on Ruggles Loop

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Assigned schools

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