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Single Family ResidenceResidential
$296,836$230 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

320 CARDINAL PL

SHOREWOOD, IL 60404
1
Baths
1,290 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$297K
$280K low$314K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$37,836
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$30,269
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.88%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$109,000
LASALLE BANK FSB · recorded Apr 9, 1998
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
HARRIS N A
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,992 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$82,184 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$17,727
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$64,457
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$73,840
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$246,552

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
71
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
72
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWILL
Lot (acres)The size of the land the home sits on, from county records.0.31
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Shorewood Elementary SchoolB
Elementary · Grades KG–4 · 0.9 mi
M
Troy Middle SchoolA-
Middle · Grades 7–8 · 1.8 mi
H
Joliet West High SchoolC+
High · Grades 9–12 · 4.3 mi

District: Troy Community Consolidated School District 30c

Neighborhood · ZIP 60404These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.19,792
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,339 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$115,659
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$133,942
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

320 Cardinal Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Shorewood 60404
  • Costs more per square foot than 86% of homes in Shorewood 60404
  • Smaller than 93% of homes in Shorewood 60404
  • Has a bigger lot than 72% of homes in Shorewood 60404
  • Older than 88% of homes in Shorewood 60404

What homes are worth in Shorewood 60404

Each bar is how many homes fall in that price range. The marker is this home.

This home
$236K$672K

This home is worth more than 14% of homes in Shorewood 60404.

How it measures up in Shorewood 60404

The dot is this home. The mark in the middle is the typical home in Shorewood 60404.

Estimated value$296,836
CheaperTypical $414,133Pricier

Pricier than 14% of homes nearby

Price per ft²$230
CheaperTypical $188Pricier

Pricier than 86% of homes nearby

Living area1,290 ft²
SmallerTypical 2,160 ft²Bigger

Bigger than 7% of homes nearby

Lot size0.31 ac
SmallerTypical 0.26 acBigger

Bigger than 72% of homes nearby

Year built1972
OlderTypical 2000Newer

Newer than 12% of homes nearby

How 320 Cardinal Pl ranks against every home in each area.
MeasureThis homeShorewood 60404Will County
Estimated valuepricier than$296,83614% of homes30% of homes
Price per ft²pricier than$23086% of homes68% of homes
Living areabigger than1,290 ft²7% of homes24% of homes
Lot sizebigger than0.31 ac72% of homes72% of homes
Year builtnewer than197212% of homes26% of homes

About 320 Cardinal Pl

How much is 320 Cardinal Pl, Shorewood, IL worth?

The TopHap Estimate for 320 Cardinal Pl, Shorewood, IL is $296,836 as of Jul 14, 2026. The likely range is $279,912 to $313,760. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 320 Cardinal Pl, Shorewood, IL last sell?

320 Cardinal Pl, Shorewood, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 320 Cardinal Pl, Shorewood, IL?

320 Cardinal Pl, Shorewood, IL has 1 bathrooms, 1,290 square feet of living space and a 0.31-acre lot.

When was 320 Cardinal Pl, Shorewood, IL built?

320 Cardinal Pl, Shorewood, IL was built in 1972, making it 54 years old. The building has 1 story.

What schools serve 320 Cardinal Pl, Shorewood, IL?

320 Cardinal Pl, Shorewood, IL is assigned to Shorewood Elementary School (elementary), rated B; Troy Middle School (middle), rated A-; Joliet West High School (high), rated C+. All sit in Troy Community Consolidated School District 30c. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 320 Cardinal Pl, Shorewood, IL compare to other homes in Shorewood 60404?

Among the 7,311 homes in Shorewood 60404, it is worth more than 14% of them ($296,836 against a typical $414,133), its price per square foot is higher than 86% of them ($230 against a typical $188), it is bigger than 7% of them (1,290 ft² against a typical 2,160 ft²), its lot is bigger than 72% of them (0.31 ac against a typical 0.26 ac) and it is newer than 12% of them (1972 against a typical 2000). Measured against all of Will County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 320 Cardinal Pl, Shorewood, IL?

The 2025 property tax bill for 320 Cardinal Pl, Shorewood, IL was $5,992. The county assessed it at $82,184.

More homes on Cardinal Pl

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Assigned schools

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