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Single Family ResidenceResidential
$179,249$179 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

320 FINLEY RD

RUTLEDGE, TN 37861
1
Baths
1,000 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.62 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$179K
$153K low$205K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$127,461
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$101,969
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.29%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$51,788
CITIZENS BANK & TRUST CO · 5.05% 1 · recorded Jul 6, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$535 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$22,775 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,625
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$20,150
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$22,775
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$91,100

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGrainger
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1993
Lot (acres)The size of the land the home sits on, from county records.0.62
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 200 ft²Patio · 102 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Joppa Elementary SchoolC+
Elementary · Grades PK–6 · 2.4 mi
H
Grainger Academy
High · Grades 9–12 · 4.1 mi
M
Rutledge Middle SchoolC+
Middle · Grades 7–8 · 4.2 mi

District: Grainger County School District

Neighborhood · ZIP 37861These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.145

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.9,741
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.89 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,392
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,279
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

320 Finley Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Rutledge 37861
  • Costs less per square foot than 68% of homes in Rutledge 37861
  • Smaller than 73% of homes in Rutledge 37861
  • Has a smaller lot than 86% of homes in Grainger County

What homes are worth in Rutledge 37861

Each bar is how many homes fall in that price range. The marker is this home.

This home
$57K$893K

This home is worth more than 24% of homes in Rutledge 37861.

How it measures up in Rutledge 37861

The dot is this home. The mark in the middle is the typical home in Rutledge 37861.

Estimated value$179,249
CheaperTypical $295,063Pricier

Pricier than 24% of homes nearby

Price per ft²$179
CheaperTypical $215Pricier

Pricier than 32% of homes nearby

Living area1,000 ft²
SmallerTypical 1,302 ft²Bigger

Bigger than 27% of homes nearby

Lot size0.62 ac
SmallerTypical 1.6 acBigger

Bigger than 18% of homes nearby

Year built1980
OlderTypical 1992Newer

Newer than 37% of homes nearby

How 320 Finley Rd ranks against every home in each area.
MeasureThis homeRutledge 37861Grainger County
Estimated valuepricier than$179,24924% of homes27% of homes
Price per ft²pricier than$17932% of homes37% of homes
Living areabigger than1,000 ft²27% of homes28% of homes
Lot sizebigger than0.62 ac18% of homes14% of homes
Year builtnewer than198037% of homes38% of homes

About 320 Finley Rd

How much is 320 Finley Rd, Rutledge, TN worth?

The TopHap Estimate for 320 Finley Rd, Rutledge, TN is $179,249 as of Jul 14, 2026. The likely range is $153,467 to $205,031. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 320 Finley Rd, Rutledge, TN last sell?

320 Finley Rd, Rutledge, TN last sold on Dec 28, 2010, according to the county's recorded deed.

How big is 320 Finley Rd, Rutledge, TN?

320 Finley Rd, Rutledge, TN has 1 bathrooms, 1,000 square feet of living space and a 0.62-acre lot.

When was 320 Finley Rd, Rutledge, TN built?

320 Finley Rd, Rutledge, TN was built in 1980, making it 46 years old. The building has 1 story.

What schools serve 320 Finley Rd, Rutledge, TN?

320 Finley Rd, Rutledge, TN is assigned to Joppa Elementary School (elementary), rated C+; Grainger Academy (high); Rutledge Middle School (middle), rated C+. All sit in Grainger County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 320 Finley Rd, Rutledge, TN compare to other homes in Rutledge 37861?

Among the 4,463 homes in Rutledge 37861, it is worth more than 24% of them ($179,249 against a typical $295,063), its price per square foot is higher than 32% of them ($179 against a typical $215), it is bigger than 27% of them (1,000 ft² against a typical 1,302 ft²), its lot is bigger than 18% of them (0.62 ac against a typical 1.6 ac) and it is newer than 37% of them (1980 against a typical 1992). Measured against all of Grainger County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 320 Finley Rd, Rutledge, TN?

The 2025 property tax bill for 320 Finley Rd, Rutledge, TN was $535. The county assessed it at $22,775.

More homes on Finley Rd

Closest homes

More homes in Rutledge 37861

Assigned schools

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