Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$40,780$50 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

320 RIVER TERRACE DR

COLDSPRING, TX 77331
2
Beds
1
Baths
814 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$41K
$38K low$44K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$40,780
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$32,624

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$360 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$27,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,940
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$16,960
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$24,408
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$27,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
53
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
94
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
66
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN JACINTO
Lot (acres)The size of the land the home sits on, from county records.0.50
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Window A/C
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 84 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Street Elementary School
Elementary · Grades PK–2 · 5.2 mi
M
Lincoln Jr High SchoolD+
Middle · Grades 6–8 · 6.1 mi
H
Coldspring-Oakhurst High SchoolD+
High · Grades 9–12 · 6.3 mi

District: Coldspring-Oakhurst Consolidated Independent School District

Neighborhood · ZIP 77331These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.26

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.74%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.7,665
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.37 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,096
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,398
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

320 River Terrace Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in San Jacinto County
  • Among the lowest price per square foot in Coldspring 77331
  • Smaller than 81% of homes in Coldspring 77331
  • Older than 70% of homes in San Jacinto County

What homes are worth in Coldspring 77331

Each bar is how many homes fall in that price range. The marker is this home.

This home
$35K$1.1M

This home is worth more than 4% of homes in Coldspring 77331.

How it measures up in Coldspring 77331

The dot is this home. The mark in the middle is the typical home in Coldspring 77331.

Estimated value$40,780
CheaperTypical $253,157Pricier

Pricier than 4% of homes nearby

Price per ft²$50
CheaperTypical $178Pricier

Cheaper than almost all homes nearby

Living area814 ft²
SmallerTypical 1,329 ft²Bigger

Bigger than 19% of homes nearby

Lot size0.5 ac
SmallerTypical 0.36 acBigger

Bigger than 63% of homes nearby

Year built1980
OlderTypical 1992Newer

Newer than 34% of homes nearby

How 320 River Terrace Dr ranks against every home in each area.
MeasureThis homeColdspring 77331San Jacinto County
Estimated valuepricier than$40,7804% of homes2% of homes
Price per ft²pricier than$50almost no homesalmost no homes
Living areabigger than814 ft²19% of homes20% of homes
Lot sizebigger than0.5 ac63% of homes50% of homes
Year builtnewer than198034% of homes30% of homes

About 320 River Terrace Dr

How much is 320 River Terrace Dr, Coldspring, TX worth?

The TopHap Estimate for 320 River Terrace Dr, Coldspring, TX is $40,780 as of Jul 14, 2026. The likely range is $37,848 to $43,712. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 320 River Terrace Dr, Coldspring, TX last sell?

320 River Terrace Dr, Coldspring, TX last sold on Jan 10, 2014, according to the county's recorded deed.

How big is 320 River Terrace Dr, Coldspring, TX?

320 River Terrace Dr, Coldspring, TX has 2 bedrooms, 1 bathrooms, 814 square feet of living space and a 0.50-acre lot.

When was 320 River Terrace Dr, Coldspring, TX built?

320 River Terrace Dr, Coldspring, TX was built in 1980, making it 46 years old. The building has 1 story.

What schools serve 320 River Terrace Dr, Coldspring, TX?

320 River Terrace Dr, Coldspring, TX is assigned to Street Elementary School (elementary); Lincoln Jr High School (middle), rated D+; Coldspring-Oakhurst High School (high), rated D+. All sit in Coldspring-Oakhurst Consolidated Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 320 River Terrace Dr, Coldspring, TX compare to other homes in Coldspring 77331?

Among the 3,881 homes in Coldspring 77331, it is worth more than 4% of them ($40,780 against a typical $253,157), its price per square foot is higher than almost none of them ($50 against a typical $178), it is bigger than 19% of them (814 ft² against a typical 1,329 ft²), its lot is bigger than 63% of them (0.5 ac against a typical 0.36 ac) and it is newer than 34% of them (1980 against a typical 1992). Measured against all of San Jacinto County, it is worth more than 2% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 320 River Terrace Dr, Coldspring, TX?

The 2025 property tax bill for 320 River Terrace Dr, Coldspring, TX was $360. The county assessed it at $27,900.

More homes on River Terrace Dr

Closest homes

More homes in Coldspring 77331

Assigned schools

Explore the area

See this home in context

Open 320 River Terrace Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map