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Single Family ResidenceResidential
$139,900$111 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

321 PENSION ROW

MADISON, AL 35758
1
Baths
1,260 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$140K
$127K low$152K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$79,580
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$63,664
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.28%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$60,320
WELLS FARGO FIN'L ALASKA INC · R · recorded Jun 16, 2006

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$4,560 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$560
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$4,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$4,280
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$45,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
93
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMADISON
Lot (acres)The size of the land the home sits on, from county records.0.20
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Gravity
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Madison Elementary SchoolA+
Elementary · Grades KG–5 · 0.3 mi
M
Journey Middle SchoolA+
Middle · Grades 6–8 · 1.0 mi
H
James Clemens High SchoolA
High · Grades 9–12 · 2.1 mi

District: Madison City School District

Neighborhood · ZIP 35758These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.70
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.52,801
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,909 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$111,656
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$132,650
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

321 Pension Row measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Madison 35758
  • Among the lowest price per square foot in Madison 35758
  • Smaller than 80% of homes in Madison 35758
  • Has a smaller lot than 95% of homes in Madison 35758
  • Older than 95% of homes in Madison 35758

What homes are worth in Madison 35758

Each bar is how many homes fall in that price range. The marker is this home.

This home
$151K$929K

This home is worth less than almost all homes in Madison 35758.

How it measures up in Madison 35758

The dot is this home. The mark in the middle is the typical home in Madison 35758.

Estimated value$139,900
CheaperTypical $378,412Pricier

Cheaper than almost all homes nearby

Price per ft²$111
CheaperTypical $215Pricier

Cheaper than almost all homes nearby

Living area1,260 ft²
SmallerTypical 1,773 ft²Bigger

Bigger than 20% of homes nearby

Lot size0.2 ac
SmallerTypical 0.38 acBigger

Bigger than 5% of homes nearby

Year built1965
OlderTypical 1997Newer

Newer than 5% of homes nearby

How 321 Pension Row ranks against every home in each area.
MeasureThis homeMadison 35758Madison County
Estimated valuepricier than$139,900almost no homes8% of homes
Price per ft²pricier than$111almost no homes8% of homes
Living areabigger than1,260 ft²20% of homes23% of homes
Lot sizebigger than0.2 ac5% of homes11% of homes
Year builtnewer than19655% of homes23% of homes

About 321 Pension Row

How much is 321 Pension Row, Madison, AL worth?

The TopHap Estimate for 321 Pension Row, Madison, AL is $139,900 as of Jul 14, 2026. The likely range is $127,372 to $152,428. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 321 Pension Row, Madison, AL last sell?

321 Pension Row, Madison, AL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 321 Pension Row, Madison, AL?

321 Pension Row, Madison, AL has 1 bathrooms, 1,260 square feet of living space and a 0.20-acre lot.

When was 321 Pension Row, Madison, AL built?

321 Pension Row, Madison, AL was built in 1965, making it 61 years old. The building has 1 story.

What schools serve 321 Pension Row, Madison, AL?

321 Pension Row, Madison, AL is assigned to Madison Elementary School (elementary), rated A+; Journey Middle School (middle), rated A+; James Clemens High School (high), rated A. All sit in Madison City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 321 Pension Row, Madison, AL compare to other homes in Madison 35758?

Among the 15,241 homes in Madison 35758, it is worth more than almost none of them ($139,900 against a typical $378,412), its price per square foot is higher than almost none of them ($111 against a typical $215), it is bigger than 20% of them (1,260 ft² against a typical 1,773 ft²), its lot is bigger than 5% of them (0.2 ac against a typical 0.38 ac) and it is newer than 5% of them (1965 against a typical 1997). Measured against all of Madison County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Pension Row

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Assigned schools

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