Skip to content
Skip to content
TopHapOpen in map
TownhouseResidential
$282,948$192 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $135,000 on Feb 27, 2002

321 ROCK RIDGE LN

MOUNT HOLLY, NC 28120
3
Beds
2
Baths
1,476 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,307 ft²
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$283K
$241K low$325K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$135,000 · Feb 27, 2002
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$157,948
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$126,358
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.44%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$125,000
LOANDEPOT.COM LLC · recorded Feb 24, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,627 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$261,660 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$242,660
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$261,660

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyGaston
Lot (acres)The size of the land the home sits on, from county records.0.03
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Catawba Heights Elementary SchoolB-
Elementary · Grades PK–5 · 1.2 mi
M
Mount Holly Middle SchoolC
Middle · Grades 6–8 · 1.7 mi
H
South Point High SchoolA-
High · Grades 9–12 · 3.7 mi

District: Gaston County Schools

Neighborhood · ZIP 28120These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.24,270
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.774 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,044
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,292
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

321 Rock Ridge Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Mount Holly 28120
  • Smaller than 67% of homes in Mount Holly 28120
  • Among the smallest lots in Mount Holly 28120
  • Newer than 70% of homes in Gaston County

What homes are worth in Mount Holly 28120

Each bar is how many homes fall in that price range. The marker is this home.

This home
$147K$869K

This home is worth more than 25% of homes in Mount Holly 28120.

How it measures up in Mount Holly 28120

The dot is this home. The mark in the middle is the typical home in Mount Holly 28120.

Estimated value$282,948
CheaperTypical $374,591Pricier

Pricier than 25% of homes nearby

Price per ft²$192
CheaperTypical $200Pricier

Pricier than 43% of homes nearby

Living area1,476 ft²
SmallerTypical 1,808 ft²Bigger

Bigger than 33% of homes nearby

Lot size1,307 ft²
SmallerTypical 0.37 acBigger

Smaller than almost all homes nearby

Year built2001
OlderTypical 1999Newer

Newer than 56% of homes nearby

How 321 Rock Ridge Ln ranks against every home in each area.
MeasureThis homeMount Holly 28120Gaston County
Estimated valuepricier than$282,94825% of homes47% of homes
Price per ft²pricier than$19243% of homes58% of homes
Living areabigger than1,476 ft²33% of homes46% of homes
Lot sizebigger than1,307 ft²almost no homesalmost no homes
Year builtnewer than200156% of homes70% of homes

About 321 Rock Ridge Ln

How much is 321 Rock Ridge Ln, Mount Holly, NC worth?

The TopHap Estimate for 321 Rock Ridge Ln, Mount Holly, NC is $282,948 as of Jul 14, 2026. The likely range is $241,214 to $324,682. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 321 Rock Ridge Ln, Mount Holly, NC last sell?

321 Rock Ridge Ln, Mount Holly, NC last sold on Feb 27, 2002 for $135,000, according to the county's recorded deed.

How big is 321 Rock Ridge Ln, Mount Holly, NC?

321 Rock Ridge Ln, Mount Holly, NC has 3 bedrooms, 2 bathrooms, 1,476 square feet of living space and a 0.03-acre lot.

When was 321 Rock Ridge Ln, Mount Holly, NC built?

321 Rock Ridge Ln, Mount Holly, NC was built in 2001, making it 25 years old. It is a townhouse home. The building has 2 stories.

What schools serve 321 Rock Ridge Ln, Mount Holly, NC?

321 Rock Ridge Ln, Mount Holly, NC is assigned to Catawba Heights Elementary School (elementary), rated B-; Mount Holly Middle School (middle), rated C; South Point High School (high), rated A-. All sit in Gaston County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 321 Rock Ridge Ln, Mount Holly, NC compare to other homes in Mount Holly 28120?

Among the 9,990 homes in Mount Holly 28120, it is worth more than 25% of them ($282,948 against a typical $374,591), its price per square foot is higher than 43% of them ($192 against a typical $200), it is bigger than 33% of them (1,476 ft² against a typical 1,808 ft²), its lot is bigger than almost none of them (1,307 ft² against a typical 0.37 ac) and it is newer than 56% of them (2001 against a typical 1999). Measured against all of Gaston County, it is worth more than 47% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 321 Rock Ridge Ln, Mount Holly, NC?

The 2025 property tax bill for 321 Rock Ridge Ln, Mount Holly, NC was $2,627. The county assessed it at $261,660.

More homes on Rock Ridge Ln

Closest homes

More homes in Mount Holly 28120

Assigned schools

Explore the area

See this home in context

Open 321 Rock Ridge Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map