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Single Family ResidenceResidential
$661,434$265 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

321 S ISLAND DR

ROCKY RIVER, OH 44116
3
Beds
2
Baths
2,500 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1912
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$661K
$562K low$760K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$372,434
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$297,947
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.40%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$189,000
HUNTINGTON NATIONAL BANK · recorded Apr 14, 2010
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
PNC BK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$14,640 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$259,250 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$46,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$212,350
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$155,090
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$740,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyCuyahoga
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1970
Lot (acres)The size of the land the home sits on, from county records.0.10
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 160 ft²Porch · 388 ft²Boat access

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Rocky River Middle SchoolA-
Middle · Grades 6–8 · 0.8 mi
H
Rocky River High SchoolA
High · Grades 9–12 · 1.2 mi
E
Goldwood Primary Elementary School
Elementary · Grades KG–2 · 2.2 mi

District: Rocky River City School District

Neighborhood · ZIP 44116These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.52
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.22,175
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,833 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$95,664
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$137,557
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

321 S Island Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Cuyahoga County
  • Costs more per square foot than 95% of homes in Cuyahoga County
  • Bigger than 85% of homes in Cuyahoga County
  • Has a smaller lot than 95% of homes in Rocky River 44116
  • Among the oldest homes in Rocky River 44116

What homes are worth in Rocky River 44116

Each bar is how many homes fall in that price range. The marker is this home.

This home
$105K$1.7M

This home is worth more than 85% of homes in Rocky River 44116.

How it measures up in Rocky River 44116

The dot is this home. The mark in the middle is the typical home in Rocky River 44116.

Estimated value$661,434
CheaperTypical $421,543Pricier

Pricier than 85% of homes nearby

Price per ft²$265
CheaperTypical $236Pricier

Pricier than 66% of homes nearby

Living area2,500 ft²
SmallerTypical 1,762 ft²Bigger

Bigger than 81% of homes nearby

Lot size0.1 ac
SmallerTypical 0.23 acBigger

Bigger than 5% of homes nearby

Year built1912
OlderTypical 1957Newer

Older than almost all homes nearby

How 321 S Island Dr ranks against every home in each area.
MeasureThis homeRocky River 44116Cuyahoga County
Estimated valuepricier than$661,43485% of homes94% of homes
Price per ft²pricier than$26566% of homes95% of homes
Living areabigger than2,500 ft²81% of homes85% of homes
Lot sizebigger than0.1 ac5% of homes12% of homes
Year builtnewer than1912almost no homes9% of homes

About 321 S Island Dr

How much is 321 S Island Dr, Rocky River, OH worth?

The TopHap Estimate for 321 S Island Dr, Rocky River, OH is $661,434 as of Jul 14, 2026. The likely range is $562,395 to $760,473. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 321 S Island Dr, Rocky River, OH last sell?

321 S Island Dr, Rocky River, OH last sold on Jul 26, 2007, according to the county's recorded deed.

How big is 321 S Island Dr, Rocky River, OH?

321 S Island Dr, Rocky River, OH has 3 bedrooms, 2 bathrooms, 2,500 square feet of living space and a 0.10-acre lot.

When was 321 S Island Dr, Rocky River, OH built?

321 S Island Dr, Rocky River, OH was built in 1912, making it 114 years old. It is a colonial home. The building has 2 stories.

What schools serve 321 S Island Dr, Rocky River, OH?

321 S Island Dr, Rocky River, OH is assigned to Rocky River Middle School (middle), rated A-; Rocky River High School (high), rated A; Goldwood Primary Elementary School (elementary). All sit in Rocky River City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 321 S Island Dr, Rocky River, OH compare to other homes in Rocky River 44116?

Among the 8,130 homes in Rocky River 44116, it is worth more than 85% of them ($661,434 against a typical $421,543), its price per square foot is higher than 66% of them ($265 against a typical $236), it is bigger than 81% of them (2,500 ft² against a typical 1,762 ft²), its lot is bigger than 5% of them (0.1 ac against a typical 0.23 ac) and it is newer than almost none of them (1912 against a typical 1957). Measured against all of Cuyahoga County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 321 S Island Dr, Rocky River, OH?

The 2024 property tax bill for 321 S Island Dr, Rocky River, OH was $14,640. The county assessed it at $259,250.

More homes on S Island Dr

Closest homes

More homes in Rocky River 44116

Assigned schools

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