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Rural ResidenceResidential
$203,617$182 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3245 STEWART RIDGE RD

RISING SUN, IN 47040
3
Beds
1
Baths
1,120 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
15.06 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$204K
$177K low$230K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$70,617
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$56,494
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.58%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$133,000
CIVISTA BANK · R · recorded Sep 27, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,780 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$247,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$61,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$186,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$232,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$247,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyOHIO
Lot (acres)The size of the land the home sits on, from county records.15.06
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckShed · 96 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ohio County Elementary SchoolB-
Elementary · Grades PK–5 · 4.6 mi
M
Ohio County Middle SchoolC-
Middle · Grades 6–8 · 4.6 mi
H
Rising Sun High SchoolB-
High · Grades 9–12 · 4.8 mi

District: Rising Sun-Ohio County Community Schools

Neighborhood · ZIP 47040These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.205
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.5,495
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.85 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,638
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,980
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3245 Stewart Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 68% of homes in Ohio County
  • Costs more per square foot than 74% of homes in Rising Sun 47040
  • Smaller than 80% of homes in Ohio County
  • Has a bigger lot than 85% of homes in Rising Sun 47040
  • Newer than 77% of homes in Ohio County

What homes are worth in Rising Sun 47040

Each bar is how many homes fall in that price range. The marker is this home.

This home
$107K$549K

This home is worth more than 38% of homes in Rising Sun 47040.

How it measures up in Rising Sun 47040

The dot is this home. The mark in the middle is the typical home in Rising Sun 47040.

Estimated value$203,617
CheaperTypical $230,824Pricier

Pricier than 38% of homes nearby

Price per ft²$182
CheaperTypical $151Pricier

Pricier than 74% of homes nearby

Living area1,120 ft²
SmallerTypical 1,542 ft²Bigger

Bigger than 21% of homes nearby

Lot size15.06 ac
SmallerTypical 2 acBigger

Bigger than 85% of homes nearby

Year built2000
OlderTypical 1980Newer

Newer than 76% of homes nearby

How 3245 Stewart Ridge Rd ranks against every home in each area.
MeasureThis homeRising Sun 47040Ohio County
Estimated valuepricier than$203,61738% of homes32% of homes
Price per ft²pricier than$18274% of homes68% of homes
Living areabigger than1,120 ft²21% of homes20% of homes
Lot sizebigger than15.06 ac85% of homes81% of homes
Year builtnewer than200076% of homes77% of homes

About 3245 Stewart Ridge Rd

How much is 3245 Stewart Ridge Rd, Rising Sun, IN worth?

The TopHap Estimate for 3245 Stewart Ridge Rd, Rising Sun, IN is $203,617 as of Jul 14, 2026. The likely range is $176,859 to $230,375. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3245 Stewart Ridge Rd, Rising Sun, IN last sell?

3245 Stewart Ridge Rd, Rising Sun, IN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3245 Stewart Ridge Rd, Rising Sun, IN?

3245 Stewart Ridge Rd, Rising Sun, IN has 3 bedrooms, 1 bathrooms, 1,120 square feet of living space and a 15.06-acre lot.

When was 3245 Stewart Ridge Rd, Rising Sun, IN built?

3245 Stewart Ridge Rd, Rising Sun, IN was built in 2000, making it 26 years old. The building has 1 story.

What schools serve 3245 Stewart Ridge Rd, Rising Sun, IN?

3245 Stewart Ridge Rd, Rising Sun, IN is assigned to Ohio County Elementary School (elementary), rated B-; Ohio County Middle School (middle), rated C-; Rising Sun High School (high), rated B-. All sit in Rising Sun-Ohio County Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3245 Stewart Ridge Rd, Rising Sun, IN compare to other homes in Rising Sun 47040?

Among the 2,094 homes in Rising Sun 47040, it is worth more than 38% of them ($203,617 against a typical $230,824), its price per square foot is higher than 74% of them ($182 against a typical $151), it is bigger than 21% of them (1,120 ft² against a typical 1,542 ft²), its lot is bigger than 85% of them (15.06 ac against a typical 2 ac) and it is newer than 76% of them (2000 against a typical 1980). Measured against all of Ohio County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3245 Stewart Ridge Rd, Rising Sun, IN?

The 2025 property tax bill for 3245 Stewart Ridge Rd, Rising Sun, IN was $1,780. The county assessed it at $247,800.

More homes on Stewart Ridge Rd

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Assigned schools

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