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Single Family ResidenceResidential
$443,051$155 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $437,000 on Jul 30, 2025

3286 SHINING ROCK ST SW

CONCORD, NC 28027
4
Beds
3 / 1
Baths
2,852 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$443K
$411K low$475K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$437,000 · Jul 30, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$243,051
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$194,441
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.45%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$200,000
ATLANTIC BAY MORTGAGE GROUP LLC · recorded Jul 30, 2025

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$461,470 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$89,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$372,470
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$461,470
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$461,470

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCabarrus
Lot (acres)The size of the land the home sits on, from county records.0.17
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 120 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Wolf Meadow Elementary SchoolC+
Elementary · Grades KG–5 · 0.8 mi
M
J. N. Fries Middle SchoolC+
Middle · Grades 6–8 · 1.4 mi
H
West Cabarrus High SchoolB-
High · Grades 9–12 · 2.9 mi

District: Cabarrus County Schools

Neighborhood · ZIP 28027These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.83,691
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,193 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,698
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$108,907
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3286 Shining Rock St Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 92% of homes in Concord 28027
  • Bigger than 81% of homes in Cabarrus County
  • Has a smaller lot than 81% of homes in Cabarrus County
  • Newer than 92% of homes in Concord 28027

What homes are worth in Concord 28027

Each bar is how many homes fall in that price range. The marker is this home.

This home
$141K$1M

This home is worth more than 55% of homes in Concord 28027.

How it measures up in Concord 28027

The dot is this home. The mark in the middle is the typical home in Concord 28027.

Estimated value$443,051
CheaperTypical $419,992Pricier

Pricier than 55% of homes nearby

Price per ft²$155
CheaperTypical $209Pricier

Pricier than 8% of homes nearby

Living area2,852 ft²
SmallerTypical 1,986 ft²Bigger

Bigger than 77% of homes nearby

Lot size0.17 ac
SmallerTypical 0.25 acBigger

Bigger than 24% of homes nearby

Year built2020
OlderTypical 2001Newer

Newer than 92% of homes nearby

How 3286 Shining Rock St Sw ranks against every home in each area.
MeasureThis homeConcord 28027Cabarrus County
Estimated valuepricier than$443,05155% of homes62% of homes
Price per ft²pricier than$1558% of homes13% of homes
Living areabigger than2,852 ft²77% of homes81% of homes
Lot sizebigger than0.17 ac24% of homes19% of homes
Year builtnewer than202092% of homes92% of homes

About 3286 Shining Rock St Sw

How much is 3286 Shining Rock St Sw, Concord, NC worth?

The TopHap Estimate for 3286 Shining Rock St Sw, Concord, NC is $443,051 as of Jul 14, 2026. The likely range is $411,368 to $474,734. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3286 Shining Rock St Sw, Concord, NC last sell?

3286 Shining Rock St Sw, Concord, NC last sold on Jul 30, 2025 for $437,000, according to the county's recorded deed.

How big is 3286 Shining Rock St Sw, Concord, NC?

3286 Shining Rock St Sw, Concord, NC has 4 bedrooms, 3 bathrooms, 2,852 square feet of living space and a 0.17-acre lot.

When was 3286 Shining Rock St Sw, Concord, NC built?

3286 Shining Rock St Sw, Concord, NC was built in 2020, making it 6 years old. The building has 2 stories.

What schools serve 3286 Shining Rock St Sw, Concord, NC?

3286 Shining Rock St Sw, Concord, NC is assigned to Wolf Meadow Elementary School (elementary), rated C+; J. N. Fries Middle School (middle), rated C+; West Cabarrus High School (high), rated B-. All sit in Cabarrus County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3286 Shining Rock St Sw, Concord, NC compare to other homes in Concord 28027?

Among the 25,052 homes in Concord 28027, it is worth more than 55% of them ($443,051 against a typical $419,992), its price per square foot is higher than 8% of them ($155 against a typical $209), it is bigger than 77% of them (2,852 ft² against a typical 1,986 ft²), its lot is bigger than 24% of them (0.17 ac against a typical 0.25 ac) and it is newer than 92% of them (2020 against a typical 2001). Measured against all of Cabarrus County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Shining Rock St Sw

Closest homes

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Assigned schools

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