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Single Family ResidenceResidential
$3,021,409$923 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $1,070,000 on Jun 13, 2003

355 RUGGS PATH

SAG HARBOR, NY 11963
4
Beds
3.5
Baths
3,275 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.28 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$3M
$2.7M low$3.4M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,070,000 · Jun 13, 2003
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,903,362
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$1,522,690
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.35%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$750,000
J P MORGAN CHASE BANK · recorded Jun 13, 2003
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$254,779
J P MORGAN CHASE BANK
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$113,268

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,564 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,533,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$781,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$752,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$2,434,603

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Mobile Home
CountySUFFOLK
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
ViewThe type of view from the property, or another feature of the site that affects value.Inferior
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 1,069 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Pierson Middle/High SchoolB+
Middle · Grades 6–12 · 3.2 mi
E
Sag Harbor Elementary SchoolB-
Elementary · Grades PK–5 · 3.2 mi

District: Sag Harbor Union Free School District

Neighborhood · ZIP 11963These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.174
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.65%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.6,509
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.416 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$116,382
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$180,267
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

355 Ruggs Path measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Suffolk County
  • Costs more per square foot than 94% of homes in Suffolk County
  • Bigger than 94% of homes in Suffolk County
  • Has a bigger lot than 98% of homes in Suffolk County
  • Newer than 92% of homes in Suffolk County

What homes are worth in Sag Harbor 11963

Each bar is how many homes fall in that price range. The marker is this home.

This home
$821K$7.2M

This home is worth more than 71% of homes in Sag Harbor 11963.

How it measures up in Sag Harbor 11963

The dot is this home. The mark in the middle is the typical home in Sag Harbor 11963.

Estimated value$3,021,409
CheaperTypical $2,126,028Pricier

Pricier than 71% of homes nearby

Price per ft²$923
CheaperTypical $1091Pricier

Pricier than 28% of homes nearby

Living area3,275 ft²
SmallerTypical 2,024 ft²Bigger

Bigger than 78% of homes nearby

Lot size2.28 ac
SmallerTypical 0.5 acBigger

Bigger than 93% of homes nearby

Year built2003
OlderTypical 1999Newer

Newer than 63% of homes nearby

How 355 Ruggs Path ranks against every home in each area.
MeasureThis homeNoyackSag Harbor 11963Suffolk County
Estimated valuepricier than$3,021,40980% of homes71% of homes97% of homes
Price per ft²pricier than$92334% of homes28% of homes94% of homes
Living areabigger than3,275 ft²84% of homes78% of homes94% of homes
Lot sizebigger than2.28 ac94% of homes93% of homes98% of homes
Year builtnewer than200365% of homes63% of homes92% of homes

About 355 Ruggs Path

How much is 355 Ruggs Path, Sag Harbor, NY worth?

The TopHap Estimate for 355 Ruggs Path, Sag Harbor, NY is $3,021,409 as of Jul 14, 2026. The likely range is $2,661,615 to $3,381,203. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 355 Ruggs Path, Sag Harbor, NY last sell?

355 Ruggs Path, Sag Harbor, NY last sold on Jun 13, 2003 for $1,070,000, according to the county's recorded deed.

How big is 355 Ruggs Path, Sag Harbor, NY?

355 Ruggs Path, Sag Harbor, NY has 4 bedrooms, 3.5 bathrooms and 3,275 square feet of living space.

When was 355 Ruggs Path, Sag Harbor, NY built?

355 Ruggs Path, Sag Harbor, NY was built in 2003, making it 23 years old. It is a mobile home home. The building has 2 stories.

What schools serve 355 Ruggs Path, Sag Harbor, NY?

355 Ruggs Path, Sag Harbor, NY is assigned to Pierson Middle/High School (middle), rated B+; Sag Harbor Elementary School (elementary), rated B-. All sit in Sag Harbor Union Free School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 355 Ruggs Path, Sag Harbor, NY compare to other homes in Sag Harbor 11963?

Among the 4,704 homes in Sag Harbor 11963, it is worth more than 71% of them ($3,021,409 against a typical $2,126,028), its price per square foot is higher than 28% of them ($923 against a typical $1091), it is bigger than 78% of them (3,275 ft² against a typical 2,024 ft²), its lot is bigger than 93% of them (2.28 ac against a typical 0.5 ac) and it is newer than 63% of them (2003 against a typical 1999). Measured against all of Suffolk County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 355 Ruggs Path, Sag Harbor, NY?

The 2024 property tax bill for 355 Ruggs Path, Sag Harbor, NY was $10,564. The county assessed it at $1,533,800.

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