Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$358,856$161 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $340,000 on Oct 27, 2025

36 & 38 RACE ST

UNION, NJ 07083
0
Baths
2,232 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.39 ac
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.

Valuation

$359K
$311K low$407K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$340,000 · Oct 27, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$86,856
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$69,485
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.77%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$272,000
UNITED WHOLESALE MORTGAGE · recorded Oct 27, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,316 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$407,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$200,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$206,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$560,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$407,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
46
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
64
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHUNTERDON
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Union Township Elementary SchoolA
Elementary · Grades PK–4 · 0.9 mi
M
Union Township Middle SchoolA-
Middle · Grades 5–8 · 1.1 mi
H
North Hunterdon High SchoolA-
High · Grades 9–12 · 3.4 mi

District: Union Township School District

Neighborhood · ZIP 07083These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.69
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.111

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.57,241
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6,577 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$114,741
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$147,270
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

36 & 38 Race St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Union 07083
  • Among the lowest price per square foot in Union 07083
  • Bigger than 89% of homes in Union 07083
  • Has a bigger lot than 97% of homes in Union 07083
  • Among the newest homes in Union 07083

What homes are worth in Union 07083

Each bar is how many homes fall in that price range. The marker is this home.

This home
$290K$854K

This home is worth more than 3% of homes in Union 07083.

How it measures up in Union 07083

The dot is this home. The mark in the middle is the typical home in Union 07083.

Estimated value$358,856
CheaperTypical $580,643Pricier

Pricier than 3% of homes nearby

Price per ft²$161
CheaperTypical $378Pricier

Cheaper than almost all homes nearby

Living area2,232 ft²
SmallerTypical 1,516 ft²Bigger

Bigger than 89% of homes nearby

Lot size2.39 ac
SmallerTypical 0.13 acBigger

Bigger than 97% of homes nearby

Year built2024
OlderTypical 1950Newer

Newer than almost all homes nearby

How 36 & 38 Race St ranks against every home in each area.
MeasureThis homeUnion 07083Hunterdon County
Estimated valuepricier than$358,8563% of homes10% of homes
Price per ft²pricier than$161almost no homesalmost no homes
Living areabigger than2,232 ft²89% of homes56% of homes
Lot sizebigger than2.39 ac97% of homes77% of homes
Year builtnewer than2024almost all homesalmost all homes

About 36 & 38 Race St

How much is 36 & 38 Race St, Union, NJ worth?

The TopHap Estimate for 36 & 38 Race St, Union, NJ is $358,856 as of Jul 14, 2026. The likely range is $311,140 to $406,572. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 36 & 38 Race St, Union, NJ last sell?

36 & 38 Race St, Union, NJ last sold on Oct 27, 2025 for $340,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

When was 36 & 38 Race St, Union, NJ built?

36 & 38 Race St, Union, NJ was built in 2024, making it 2 years old.

What schools serve 36 & 38 Race St, Union, NJ?

36 & 38 Race St, Union, NJ is assigned to Union Township Elementary School (elementary), rated A; Union Township Middle School (middle), rated A-; North Hunterdon High School (high), rated A-. All sit in Union Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 36 & 38 Race St, Union, NJ compare to other homes in Union 07083?

Among the 15,571 homes in Union 07083, it is worth more than 3% of them ($358,856 against a typical $580,643), its price per square foot is higher than almost none of them ($161 against a typical $378), it is bigger than 89% of them (2,232 ft² against a typical 1,516 ft²), its lot is bigger than 97% of them (2.39 ac against a typical 0.13 ac) and it is newer than almost all of them (2024 against a typical 1950). Measured against all of Hunterdon County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 36 & 38 Race St, Union, NJ?

The 2025 property tax bill for 36 & 38 Race St, Union, NJ was $12,316. The county assessed it at $407,000.

Closest homes

More homes in Union 07083

Assigned schools

Explore the area

See this home in context

Open 36 & 38 Race St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map